When it comes to buying car insurance for 16 year olds, the costs involved can be pretty high. Though purchasing coverage for everyone is in any case not very cheap, in the case of sixteen year olds, the costs are a lot higher. This is because at the tender age of sixteen, these youngsters do not have the required experience or ability to drive safely. This factor makes the insurer worry that the sixteen year old will soon wreck their vehicles...more
As people begin to live longer, long-term care insurance becomes more important. Long-term care insurance helps provide for the cost of long-term care which can be incredibly expensive. It is used to cover those issues that are generally not covered by health insurance, Medicare, or Medicaid.There is often some confusion about what this type of insurance is used for and the people who use it. Consumers should understand that individuals who...more
When faced with a dire dental emergency like a broken crown, severe dental ache due to a tooth infection or swollen gums, would you hesitate to go to the dentist and get the oral care you need? If you belong to the 45 million Americans who do not have dental health insurance coverage, most probably you would. Dental care is not cheap, that's why...more
Life insuranceOpinions, from both experts and customers, are pretty strongly divided as to whether life insurance is a waste of money. Some people say it is invaluable, while others tell you that they have never spent their cash on anything more useless. In fact, life insurance can be an invaluable insurance option for everybody that buys it. Just...more
Life insuranceAfter all the heavy decisions and intricate calculations that went into taking out a life insurance policy, renewing one seems like the most natural thing in the world! However, there are still some important issues that can come up around renewal time. Here we look at 4 of those issues, and what you need to know about them. Did you receive a renewal notice?If your life insurance company doesnt send you a renewal notice, ensure you contact them to confirm all is still okay.Did you pay your renewal on time?If you don't pay your renewal on time, some companies will require that you be re-assessed for a new policy. Therefore make sure you pay your premiums on the due date. Has your situation changed since you took out the policy?Policies in Australia are generally guaranteed renewable , therefore you will not need to inform your life company if there are any changes in your health, if this is not the case make sure you notify your life company of any changes in your health. Do you need more or less life insurance?Have you recently taken out a mortgage, upgraded your home, had another child, or has your spouse lost their job or suffered a major health event? In any of...more
We have all heard of mobile number portability (that it gets perpetually delayed is another matter altogether!). Similarly, the Insurance Regulatory and Development Authority (IRDA) is now working with an aggressive timeline for Health Insurance...more
Child insurance is a fantastic financial investment planning tool for child education / marriage / unforeseen expenses. It helps meet the child's monetary needs and provides security in the form of a life insurance policy.Children Life Insurance: A...more
When you are on a cost-cutting mission because of rising costs in your home, one of several areas you might want to check is insurance expenses. You don't need to accept an escalating expense for insurance on your private cars. The expenses will vary...more
Whether you are a professional or enjoy leisure golf, buying golf insurance will ensure no risks get in the way of you playing a fine game anywhere under the sun.Golf insurance in Dubai By: Kinjal About the Author Searching for...more
When you apply for life insurance, no matter if it's term or whole life, you will be asked two alcohol-related questions:- How many glasses, and how often you drink? - Have you ever been convicted for a DUI charge?How much you pay in insurance...more
traveling abroad can be an exciting adventure, but consider for a moment your options if you or a family member becomes injured or ill. World travel can quickly turn scary if you're not prepared for a medical emergency. Leave your troubles at home...more