Logistics problems are (fortunately!), more common than the serious medical events that induce many people to take out travel insurance. What is not fortunate is that many people don't realize that insurance cover even exists for these sorts of problems, and will simply chalk these events up to bad luck. Even the most basic travel insurance policies cover a wide range of logistics-related events, usually circumstances like cancellation and...more
The commercials you see on TV are certainly enticing. Simply switch your car insurance to XYZ Company and with their special No Claims discount, you could be saving hundreds on your car insurance. It certainly sounds like a good opportunity, especially if you've had a clean driving history.Unfortunately, even if you have a letter in your hand offering you a No Claims discount or bonus, you may quickly discover that this kind of discount is not...more
Car Insurance Price Quote varies from company to company but some of the features are common like the premium rates. They follow certain standards to set the premium rates. Even if you compare them you will find that the rates have been calculated in more or less similar way. You should check the price quotes before buying insurance. This will be better if you check when you are buying a car which is high on the theft list because in that case the rate will be higher for the premium. You should choose your deductible wisely and as much as you can afford because it will help in reducing the payment of insurance premium. Your driving record plays an important part in determining the price quote of insurance. If you have a less number of traffic violations and fewer amounts of accidents in your driving record then you will have lower rate of premium. A person having good credit point is entitled for lower premium rate. Vehicles like luxury cars usually have higher premiums for physical damage. Most of the companies give discount if you insure both your home and auto with them or if insure both the vehicles with them. Installing protection devices like anti-lock brakes, anti-theft...more
The insurance companies also provide for discounts based on your martial status. They consider a married man less prone to accidents and therefore a better risk to cover. Having a defensive driving course will also bring down your insurance premium cost as the insurance company consider this a driver with less chance of accident. Keeping it in a...more
Insurance plans for your pet have changed and advanced drastically over the last few years. In the past, most plans involved asking you how old your dog was and giving you a general fee that put a rather large dent in the pockets of most owners. Even less than a decade ago cheap dog insurance was hard to find and many policy holders complained...more
Life Insurance companies have been hit hard by the cap on charges that IRDA has mandated on ULIPs.. Come Sep 1, the surrender charges, administration charges and the commission that Life Insurance companies pay on ULIPs will come down substantially....more
These bus insurance policies are generally made available to the owners of the buses and their drivers from the leading insurance companies. You can personally visit the offices of these insurance companies. However, the people can avail the option...more
If you left your job voluntarily or I ejected out for the economy, maintain health insurance coverage for you and your family should be one of your top concerns. Even if you are green, can not afford to go without health coverage. All it will take a...more
If you decide to go it alone and your lender denies mis-selling the Payment Protection Insurance you can refer your complaint to the Financial Ombudsman Service http://www.financial-ombudsman.org.uk who will investigate it further and if necessary...more
It is a fact of the nature of existence that all humans experience a birth and then, as well, they will experience death. Nothing beyond these parameters is known for sure, although many have faith that there is more. But for the here and now, a...more
These days, it's difficult to find something which may be regarded the most crucial of all. With all the goods and bills in your thoughts, an additional amount for insurance plan is somewhat of a burden already. On the other hand, once you consider...more