Being a taxi driver is an enormous responsibility and it also means, that like trucks and courier vans, the vehicle is just about always on the road driving around somewhere. There is the vehicle, the driver and the passengers, not to mention the pedestrians and other people and vehicles on the road. Finding the right type of insurance to cover all of these areas of need could be tricky, however there are professional insurance providers that...more
Imagine the dangers you could come across driving a taxi around all day every day, in the city one minute and in the suburbs the next. Along with bus drivers and truck drivers, taxi drivers need to make sure they have adequate protection when it comes to taxi insurance because there is seriously so much at stake if they don't.If you pick up passengers and drop them off, or even place peoples luggage in the boot, there are things that can go...more
Motor trade insurance can cover everything and everyone, and it needs to. So many things can go wrong, whether you are driving a vehicle, working on one, or even selling one. The motor trade is a huge umbrella involving so many people undertaking a range of different jobs with different levels of risk involved. This means it can be tricky when trying to find the motor trade insurance cover that you need.Mechanics working on cars in a garage, or those conducting inspections on trade in vehicles, are exposed to significant risks every day of their working lives. If you are the owner of the garage and something happens to one of the mechanics whilst they are working on a vehicle, you will want to at least know that you are adequately insured to cover the costs associated with damage to the vehicle, medical bills and even wage payments for the injured worker during their recovery period. Although stringent health and safety procedures are usually in place these days, accidents can and will still happen when you least expect them to. Accidents can still occur at the hands of the most experienced and well respected mechanic.What about the car dealer who has ordered a fleet of cars for...more
After months of planning finally everything is set for the big day. Everything down to the smallest detail has been looked over dozens of times and you and your future spouse are certain everything is ready to go. The ceremony and reception are set, but have you thought about issues that need to be dealt with for your lives together that will begin...more
Vans can be wonderful vehicles. They can hold a lot of people and a lot of cargo from produce to material goods. Vans are great for a number of things. However vans can break down. For this reason you might need van insurance.Vans come in many shapes and sizes, from mini vans to moving vans.Mini vans are basically miniature versions of vans. Not...more
In a time when the world economy is at a low and prices are rising daily, nearly everyone is looking for ways to cut their expenses. With a little bit of effort, automobile insurance is one area that it is often easy to save money in. As an example, let's take a look at how money can be saved on van insurance.One of the best ways to lower your insurance costs is to get quotes from a number of different companies. Each year insurance companies change their prices. One will lower their premiums, while another will raise theirs. The internet makes it simple to do this comparisonThe way you use your van will determine to an extent what kind of insurance you will need. If it is a family vehicle, the state required liability insurance is all that is needed unless you prefer to pay for additional coverage. However, if you use it for your business you may need Goods in Transit Insurance, Uninsured Loss Recovery, Employer's Liability and/or Public and Products Liability.You will need to decide if you will purchase the minimum amount of insurance that is required by the state, or if you will purchase a higher amount in order to give yourself greater coverage. This will mainly depend on your...more
Car insurance is mandatory in nearly all states. There's no way you can drive legally without carrying insurance coverage on your vehicle. But if it's mandatory it doesn't mean that you have to spend a lot of money on insuring your car. And here are...more
With the increase in popularity of antique and retro cars and constantly growing numbers of those who own such cars, the need for specialized antique car insurance has grown considerably. Today, there are a number of companies that offer special...more
Q: Should I carry insurance with my car?A: Almost all states make it mandatory for the car owner to carry insurance with his vehicle as a proof of financial liability in case there's damage or injury delivered to third parties while being on the...more
When buying things, no matter whether its a car or a new TV, you want to get the best quality for the lowest price. And when it comes to insuring your vehicle the rule remains the same. And it's especially important with the recession thinning our...more
Now is the time to look a little more closely at an option overseen by the California Department of Insurance.First, what is the problem with the range of insurance policies on offer from the insurance industry? Why is it necessary for the Department...more
We have all been there before, acknowledging it is time to get a new insurance company, or maybe we must insure our new car or home. In the days prior to the internet, we had the overwhelming task of attaining insurance quotes by getting in touch...more