It is thought that over two million homes throughout the UK are at risk from flooding. This is due to many factors such as heavy rainfall or high tides due to bad weather, although flooding can also occur through other mishaps such as broken pipes.While certain areas are affected more than others, for example those near the coast, it is important that you check that you have adequate protection against the ramifications of a flood....more
Until recently, finding home insurance if you are a tenant was extremely hard and even if you did find it you were expected to pay way over the odds for it. However, with the rise in the number of people choosing to rent rather than buy, home insurance for the tenant is now much easier to find and also fairer.Certain companies have taken to specializing in insurance for those who rent and it can be a worthwhile investment when...more
At the time when millions of people are taking interests in the area of investment business, the cases of fragile financial situation and credits loss are also being surfaced. Amid the uncertainty over the return of investment, it has become inevitable for the investors to be equipped with the security of payment protection insurance . It is a popular measure for loan protection insurance that can effectively handle the cases of loan misuse, mis-selling or scandals in the financial reporting. Many investors get confused while selecting the appropriate insurance measure to protect their interests. If the condition of default in loan payment occurs due to improper debt and health reasons than investors would need the protection of insurance to avoid the bankruptcy. The policies related to the loan payment are defined differently in the different countries. In the UK, it is very common practice by the banks and other lenders to sell such PPI assistance along with a credit card or a loan. Most of the times, it is given with several financial products. There are many entrepreneurs who take loan without worrying about the situation of repaying capacity, untoward incidents like accident,...more
Looking for a family health insurance can be a real daunting task. Not only do you have to look forwards to a plan that suits the individual needs of each member, but the medical plan should be affordable and comprehensive as well. Family plans are costlier than individual plans because they cover more number of people. So if there is a couple, it...more
So You are Getting Immediate Life InsuranceIs there a will need for life insurance for my family members?The basic solution: You can not need to buy life insurance when the death from the profits provider will not be considered a financial burden towards the rest in the household (children / dependents) .You'll not should purchase...more
In the unfortunate situation of professional negligence or error, PI Insurance may well save your business. It is important to ensure that you obtain the most suitable form of cover in order to maximise protection. Before you buy, ask yourself the following questions: Is my profession covered?For some professions, the purchasing of PI Insurance is mandatory. These include Accountants, Solicitors and the Medical profession, amongst others. A definitive list of named professions can be found online. However, anyone can purchase Professional Indemnity Insurance, and an increasing number of professionals in a range of industries are choosing to do so on a voluntary basis. Even if PI is not essential to your profession, it may be advisable. How much cover will I need?This varies dramatically from case to case. When taking out a policy, you need to consider the size of your contract and client, any potential defence costs and the maximum amount of compensation which could be awarded against you. In general terms: the higher the financial stakes, the greater the amount of cover required. You can usually set your own limit of indemnity when taking out a policy, but bear in...more
Professional Indemnity Insurance is designed to protect you when a problem arises with any professional work you have done. In today's litigation culture, this form of insurance is becoming increasingly relevant for a range of...more
Owning a car without having car insurance is like wasting your money for nothing. With the increasing rate of road related accidents, it has been a must to apply for insurance even before you drive your brand new car.Having a full...more
The world of mobile phones have given a lot to the customers. Gone are the days when the mobile phone manufacturers were delivering just a calling device. Today's mobile phones are lot more than that. The latest phones are loaded with a large number...more
Most of us, let us acknowledge, are scatter-brained and at least, slightly disorganized, to say the least. As far as mobile phone handsets go, even the most organized of users, tend to lose, or have their device damaged in one way or the other. We...more
Before knowing the span of medicare supplement policy plan, it is better to know exactly what the policy means. These types of health care plans are popularly known as Medigap insurance policy plan; this particular policy plan provides extra coverage...more
In California there are 10 different Medicare Supplemental insurance plans available in market and California residents can avail any of these plans according to his/her original medicare plans. These insurance plans are multiple and quite...more