There are separate health insurance plans for self employed (none working under you) and small business (2 to 50 employees).A small company having 2 to 50 employees will be eligible for Group health insurance plan. This covers both the employer and the employees, as the financial risk is widen across all the employees and so reduced premium and a better cover for the full company.The contribution of employer to Small company health insurance...more
Dental insurance policies are often ignored till the very last minute and not given their due, as compared to a normal health insurance policy. Only when you undergo dental treatment and pay for them, you realize how costly they can be and rue the fact that earlier you have not taken any dental insurance policy. If your teeth are already suffering from the affects of unhealthy dietary patterns, you may need to visit a dentist for some restorative...more
People all need car insurance at some time or another when they have a car to drive, and it can be difficult to get good rates at times. There are ways for people to find these special rates car insurance, and this will help explain how. One good thing to have is the internet.There are many different companies which to use in order for a person to get a new insurance policy, and many of them offer great prices. The best way to do a search is by going online. One can see the many insurance that are available in their town and nationwide. Many of the names are well-known, and they offer good deals.One can check several websites with which to use and see what these companies offer. This is great because one site might offer something better than others. There is one way to do easy comparison shopping with these websites. People can find out how much they would most likely pay by doing a free quote.When one does a free quote, they only have to enter certain amounts of information which can take only a few minutes. The first thing that a person needs to enter is things like their name and age. Next, their location is important because some cities and states cost more to insure.The next...more
Finding affordable insurance for young drivers can seem almost impossible. The situation can seem so unfair to many young people and they can even be deterred from learning to drive because of it. Unfortunately the insurance companies are in the business of making money, not losing it, and they know that the chances of a young...more
Classic car insurance for young drivers in USA is a rather difficult thing to obtain. One of the main reasons for this is that young drivers are generally more prone to getting into accidents, and therefore the insurance company takes on a lot of risk by insuring them. One of the best ways to obtain this classic car insurance cheaply...more
The notion of insurance is up to now, still being misinterpreted by a few number of folks who has a limited understanding of it although it has been around for probably hundreds of years. Little do they accept the value of it for a business or a family's financial welfare, specially in times of a crisis.Those early Europeans who ventured to unknown waters seeking fortune beyond what they understand, in those times would each share a certain number of gold shillings and pool them up and leave them in a bank before taking their journey.After which, they all sign an contract as they will take a dangerous journey into sea, that if just so happens that one or two of them does not come back alive, the gold they have collected will be given to the widow of that person and his immediate family. This is a unsophisticated form of insurance and providing for the loss of a income provider back then.In our modern society, insurance takes a whole new different shape and concept. Many insurance companies who were formally known to insure only a building or a home from fire, evolved to actually being a life insurance company that can cover accidental deaths and dismemberment.And as the progress...more
Here are Senior Citizens' health insurance tips and general tips to buy health cover in India Staying with the same insurance company is very important since once you are hospitalised with a disease it will continue to be covered in...more
Car insurance is important for a number of reasons. Without car insurance you could get a ticket which is not cheap. If you do not have insurance on your car you could also end up paying a lot of money to fix your car if you are in an auto accident....more
One factor in life that you may need to persistently deal with is insurance. The majority of individuals have their initial experience with insurance when they initially get a automobile. If you're going to purchase insurance for your car you may...more
Our lives is more precious to use than any other possession that we have and we and our families value this life and we would easily go to great lengths so that we can save and prolong it. Specially if you were the bread winner for your family, this...more
When you are young and single, you do not have many responsibilities. You do not need to worry about providing for dependents and can benefit from having a basic level of health insurance coverage at an affordable rate. But with so many health...more
Based on publicly available federal court records, Unum, Unumprovident, Provident Life, and Paul Revere companies have been named in almost 5,000 civil actions concerning insurance from 2000 to the present. The conduct of these Disability Insurance...more