UK insurance lawsIn the UK, you are legally required to be insured when driving a car, in order to cover you in case of accident or injury to other road users, as well as covering damage to property. It is illegal to drive a car without insurance and if you are caught doing so, it can result in a fine or even a prison sentence if you fail to produce a valid insurance certificate or photo ID card. This law has been in place since the...more
In the past, the common consensus was that life insurance policies were covered by a small group of insurance sellers, who generally provided similar deals year on year. But recently, other companies have joined the market, and things are beginning to become competitive. Before we can discuss this in more detail, we must first begin by explaining how life insurance works.Over 50's insuranceOver 50's life insurance cover is...more
Whether you are going on a small weekend break, or a round the world cruise, you generally won't expect any problems or issues, and are ready for a enjoyable, relaxing time. This is sadly not always the case, and things can sometimes go wrong.Holidays can even appear to end before they have even begun, if you find yourself becoming ill on the eve of travelling. You may have spent a day visiting an event or attraction, only to find on your return to your hotel room that your possessions have been stolen. There is even the risk of injury or illness, such as a broken arm or food poisoning, or even an accident in a car.Consider your insuranceWhile you are booking your holiday, all you are thinking about is the fun that you will be having, or how relaxed you will be away from the stresses of everyday life. In this state of mind, it is hard to force yourself to think about travel insurance and cover, as it is essentially a negative thought, of the instance of something going wrong.However, if you are duly prepared for something to go wrong and for the worst to happen, if it does, it will not seem as bad due to the preparation that took place beforehand. It is a good idea to...more
Typically a Contractors liability exposure for their work is high, and it doesn't stop the day the Contractor finishes the job. Liability issues could be arise years later. A faulty pipe connection could give way and result in water damage 12 months after the job is done. A faulty wiring connection could cause a house to burn down 5...more
Certain people find, that one of the largest costs in motoring can be insuring your car. This is especially true for younger and inexperienced drivers. Although the idea though of remaining with your existing car insurance company is tempting, shopping around can often save you quite a bit of money.1) Comparison checkOne of the...more
When you are young and single, you do not have many responsibilities. You do not need to worry about providing for dependents and can benefit from having a basic level of health insurance coverage at an affordable rate. But with so many health insurance companies offering different deals, how do you go about finding the best health insurance plan for you?What Are the Primary Risks?When you are single, you often give little thought to health issues. Most young people enjoy relatively good health even if they don't particularly take care of their bodies. Most serious diseases manifest later in life but even so, there are certain health aspects that you should not be flippant about. Medical studies generally agree that if your family has a history of heart disease or cancer, you are at a moderately higher risk level. If you lead a particularly stressful lifestyle and work ridiculously long hours, you will be more prone to getting sick as your immune system will quickly and easily get run down. But perhaps the biggest concern is a car accident as it is an unexpected event that can result in major injuries. Treatment of these injuries can require extensive medical treatment and...more
When you are looking to insure any of your motorbikes, whether they be street or off road, motorbike insurance will cover it. Many states hold off road and street motorbikes to the same insurance requirements. You will need liability insurance for...more
Permanent life insurance, or "cash value" insurance, is a life insurance policy that has benefits not covered by a traditional term insurance policy. Permanent life insurance has many characteristics. One that is most notable is that...more
In California there are a number of different transportation avenues available. These include rail, bus, streetcar and other such vehicles. The municipal and city buses are known, under the law, as common carriers. As such there are strict laws...more
The advent of Internet technology opens a promising portal for insurance purchase. This gives you a significant advantage as this can be done right at the comfort of your home. Literally, all types of insurance can be bought online and you can have...more
Do you track the ratios of your prospects to presentations, presentations to proposals and then your proposals to closes? These simple ratios can offer tremendous insights into the health of your individual insurance agent sales and...more
Online health insurance quotes are available on various web sites for all if you require a health insurance quote at the lowest possible price level . Online shopping has significant advantages when it gets to surfing for health care...more