If you are in the market to insure your home, there are ways to go about it without being frustrated or paying through the nose. The best way would be getting home insurance online easily and at any time that you have available. So, you don't have to take any time away from your busy schedule or your family to accomplish this task.Be prepared by having all your information close by. Things about your home, like the year it was built, the...more
Today, anybody and everybody, has insurance of some sort. Either they believe in insuring themselves and their loved ones, or in insuring their vehicles! In India and in most other places, vehicle insurance is mandatory. The amount your vehicle can be insured for varies depending on the insurance companies and the insurance brokers. In India, there are several types of vehicle insurances. Companies in India offer insurance at four levels.1.Fully...more
Insurance companies continue to face intense pressure to improve performance, increase profitability, deliver superior customer service, and increase shareholder returns. In recent years, Business Process Management (BPM) has emerged as a proven technology that helps insurers meet these business objectives and gain competitive advantage. Following are some of the key advantages delivered by BPM for insurance companies.BenefitsImprove profitability & lower expense ratios Process automation leads to significant cost savings due to reduction in manual effort, elimination of unnecessary tasks, and so an overall increase in operational efficiencies. BPM deployed on an enterprise-wide scale helps companies increase profits and improve their business performance, thus making them potential candidates for better financial ratings. Improve customer service and agent management BPM allows insurance companies to automate flow of information, notifications, and alerts with agents and customers, thus allowing better and more up-to-date access to information. BPM speeds up processes, reduces lag time, and ensures that tasks do not fall through the cracks. Deliver superior underwriting resultsBPM...more
If age equals experience, I am now of the age when I feel old enough to tell people about the shortcomings of my younger years. I am an avid motorcyclist. I have been since the age of 12 when my father first introduced me to a Honda 150cc motorbike. The only deal he made with me was that I had to pay for my own motorbike insurance. As...more
Have you priced funerals lately? That may seem like an odd question. But the high cost of funeral expenses can be a big strain for many US families. The funeral, alone, will cost thousands of dollars. In additon, a lot of other bills tend to pop up at this time.Burial insurance policies are one way to plan for this financial need. They are simply...more
All of us want to avoid spending lots of money when we least expect it - that is the concept behind insurance and being insured in case of emergencies. Insurance can help you avoid paying charges, having your income garnished or incurring liabilities when these unexpected events occur, and there are a lot of types of insurance out there. But one thing that we mostly neglect when talking insurance is life insurance for children.The idea of a child being taken away one way or another from a parent is something many moms and dads have a hard time fathoming. But these parents need to admit that these events are possible and can cause great losses, both on an emotional and financial standpoint.Do not be afraid to be on the safe side and enroll your child in a life insurance program. There are others who would hesitate when considering this thought. However, it always pays to be on the safe side, and to prepare for the worst while still hoping for the best. Finances, as well as emotions, can be crippled when a parent loses a child. No matter how you look at it, this is hard for anybody to take, and we're talking expenses for burial as well as the obvious grief in a child's...more
There are number of life insurance attainable in the market to the customer, out of all term life insurance is commonly preferred, as it is considered to be the affordable of all the insurance policies. Generally life insurance provides the recipient...more
I am sure you have heard why getting life insurance quotes is so critical, especially in todays poor economy. Many times a need will change in the household, and it is a misconception that the amount you currently have will be the...more
The scariest nightmare happens not in dreams but in reality. Have you ever asked yourself lately how your life will turn out in 10-20 years? Are you aware that the worst events could fall in later years? Just in time when you are old,...more
It has been said that only 8 percent of Americans have secured long term care insurance for themselves or their loved; that percentage is too small compared to the average life expectancy rate. As life expectancy climbs, more and more...more
If you are looking for the top car insurance companies in the market then you will find the following names in that list: Esurance, Allstate, Geico, State Farm and Progressive. If you are looking for an online car insurance company then...more
There is vast range of long term care policies offered from company to company to suit individual needs. However, you must be able to understand and differentiate what those policy embraces, since companies have different underwriting...more