"Construction insurance" is a broad term used to describe types of Contractor liability insurance policies that can be purchased to protect contracting operations. It's easy to find news stories about accidents on a job site, as Contractors liability exposure can be sky high. Liability for work done doesn't just stop when the Contractor says the job is done either. Trouble could come years after the work is completed. An improperly...more
Insurance is considered as an integral aspect of our lives. it means you can live life without worrying about anything. Many believe it gives us the freedom to experiment and opportunity to recover from mistakes in the past. Insurance needs vary individual to individual. If one intends to drive a car in the US, one needs to avail automobile insurance or liability insurance. Similarly, if you intend to purchase a home and apply for...more
This question is frequently asked by Canadians and therefore needs more explanation. In general, the answer is positive, however it has some nuances. They will be highlighted later in this article. The general statement is: If you obtained your car insurance in Canada it will cover you in the United States. All you have to do is to show a proof of your car insurance policy while entering the country of visit. Since this statement is too sweeping it's always wise to ask your car insurance provider in Canada for more specific details. It's important you take these things into consideration when you're planning a journey to the US. The fact is that whenever you think that everything is taken care of, eventually it may not turn out to be so. Here are the major things which must be checked before you start your journey.To begin with, pay attention to the declaration form which is the supplement to your car insurance policy. In should be checked in the first place. Why is it important? The declaration form bears the list of regions where your car insurance will be accepted. That is to say, your car insurance policy obtained in Canada may not be applicable everywhere in the States. So,...more
Insurance is considered as an integral aspect of our lives. it means you can live life without worrying about anything. Many believe it gives us the freedom to experiment and opportunity to recover from mistakes in the past. Insurance needs vary individual to individual. If one intends to drive a car in the US, one needs to avail...more
To find cheap car insurance means going for quality features that a good insurance can cover. When you plan to purchase a car for your teenage boy, it is usually the parents' concern to look for good insurance options available as offered by different car insurance policies. Getting your boy safe whenever he is driving is, of course, the primary...more
This is a question that is often asked. Homeowner's insurance does cover some AC repair costs, but this is only in the event of some kind of disaster. If you basement floods, your insurance may cover it. If you have an outside air conditioner, and it's struck by lightning, or a tree falls on it, it is probably covered. Homeowner's insurance usually covers a major catastrophe, but not general repairs or malfunctions.However, there is other insurance coverage that does pay for AC repair, as well as other major appliances in your home. This is called Appliance Insurance, and can be purchases from the same company that offers homeowner's insurance. What does appliance insurance cover? While each policy is different depending on the amount of your deductible, this insurance covers all your large appliances in the home. It covers your heating and air conditioning systems, refrigerator, hot water heaters, and even things like dish and clothes washers. If you own you home, you should be getting this insurance.How much you will actually pay out of pocket for these repairs really depends on your deductible. If you opt for a higher deductible, then you will have to pay more, a lower...more
You can look through the Internet all day trying to find the best insurance policies available to you and not even get close to seeing all of them. There are hundreds of health care agencies that are willing to sell you insurance, but this is not an...more
Healthcare is definitely not what it used to be and long past is the day of local family doctors dropping by to see how their patients are doing. The good news is that there are many more tests and treatments to keep people healthier and with a...more
California is a big state and is placed at 23rd position among the 50 states of the US in the healthiest states ranking provided by the United Health Foundation.The prevalence of smoking is low in the state and so is the rate of...more
You've got pen in hand, ready to sign a new client contract, and then you glance at the fine print. It says that to get the work, your IT business needs to carry five different kinds of insurance. That can't be right! Or can it?If...more
If you have run into a plumbing problem in your home, it may be time to call your insurance company to file a claim. No one wants to run into these problems, but sometimes, you just have to make the best of the situation. If you can isolate the...more
Sufficient coverage and protection for your family is the only thing that comes in your mind while searching for various types of family health insurance policies. The idea behind purchasing a family health insurance is to protect your...more