Health insurance is insurance against loss by illness or bodily injury. Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses. Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder Selecting the health insurance plan is one of the biggest decisions you will make for...more
You might be thinking about starting up a cab company and there is nothing wrong with that. Cities need taxis, especially considering that in some cities it is nearly impossible for one to drive a personal vehicle on the streets and for this reason most people look for cab companies. You can be their relief from walking, taking the bus, or attempting to drive a car through the masses of people. It might seem like a huge undertaking and it is, but...more
It is extremely wise to have the correct insurance if you are a bar owner. Running a bar requires plenty of planning and organisation and this includes bar insurance. Any bar owner selling alcohol to the public will be well aware of the risks involved. Undoubtedly for the owner the working day will be very hectic, however, this should not mean that any insurance policy is overlooked.Every bar is different in size, however, most have their busy periods throughout the day. Many employ staff and have regular suppliers visiting the premises who provide alcohol, snacks and food. Customers can differ too, depending on the location of the bar, but whatever type of premises you own there are hazards to be aware of. Needless to say customers drinking too much alcohol can cause trouble. This may be among themselves or to staff members including yourself, which may result in personal injury. With many bars serving hot meals during busy periods, dropped food can create a slippery surface. Loose fixtures and fittings, wet floors and poor lighting can all lead to potentially dangerous scenarios. If a customer suffers from an accident which results in personal injury he or she can...more
People nowadays are used to having big cars with a lot of HP and fast 0-60 MPH times so that they can enjoy the most out of their lives. But what happens when something goes wrong with your 1.4 million Euros Bugatti Veyron Blue Centenaire? Whos going to pay for that flat tire and the windshield your wife decided to crack when she caught you up...more
A social club is defined as a place where a group of people or their meeting place is formed around a common occupation or activity. They can range from sports clubs, working men's clubs or snooker clubs for instance. Whatever type of club it is, it will need insurance. It is the responsibility of the owner or owners of the social...more
If you want to protect your investment in your travel plans, especially if you've signed up for a tour or a trip with heavy prepayments, you might want to consider purchasing travel insurance. People will normally have other insurance policies available and so they should take the time to see if these can be used for travel. Losses can almost always be covered by some form of personal insurance policy. This is an article which will provide information on travel insurance and how categories such as comprehensive coverage and travel accident or airport flight insurance differs from one another. Premium payments depend on whether a coverage plan is already all encompassing or whether provisions need to be bought one by one at different prices for each. Traveling always includes a risk of encountering losses that can be attributed to a wide array of reasons and this is where comprehensive policies can be applied. Policies will almost always be inclusive of other services such as that for emergency evacuation, insurance for flights and personal liability claims, financial reimbursement for lost belongings, and a daily living allowance should flights be delayed in any way. People who...more
First let's see what the various high level types of Travel Insurance are. It's a short list: trip insurance, travel medical insurance and emergency evacuation insurance. However these three types can also be broken down to several...more
You need to make sure your home is properly insured. InsureMyHouse.com has helped hundreds of thousands of homeowners find local home insurance quotes. Since 1999, they have realized the internet is a useful tool for consumers to...more
To find cheap car insurance means going for quality features that a good insurance can cover. When you plan to purchase a car for your teenage boy, it is usually the parents' concern to look for good insurance options available as...more
As one who knows, nothing can prepare a family for the loss of a loved one. The hole that is left in our lives when the unthinkable occurs is a physical presence that is felt daily. Sometimes we know death is coming, other times a loved...more
An easy browse around a person might be almost all it will require in order to remind you of the significance of saving money at each chance. As vital as it is in today's economic climate in order to save cash every opportunity you...more
Life Insurance is the only assurance that you have to guard you and your loved ones against the unknown and the unforeseen. Insurance is essentially a pact between the insured and the insurer. The insured pays the insurer a certain amount of money at...more