Depending upon who you ask, it is estimated that there are more than 30 million Americans walking about without health insurance. We know there are at least 15 million people unemployed so it is safe to say that most of them probably lack health insurance. So 30 million is probably close.Why are there so many individuals lacking health insurance? Firstly, when an employee is laid off Federal law requires the company to continue to...more
There are certain types of employment that will require you to insure yourself against accidents and mishaps. Driving a taxi is one such occupation and it is vital that taxi drivers have the correct insurance for carrying out their role. Obviously anyone who drives will need to have insurance for their vehicle and public hire taxi drivers are no different, but their insurance cannot simply be for their taxi. It has to be adequate to cover their...more
Insurance is something that you should always make sure is in order whenever you're shipping anything with a courier company. If your goods were not properly insured, it could leave you open to a massive loss if something were to go wrong during a shipment. Usually though, a quick call should confirm that you have more than enough insurance on any given shipment. The average Chicago delivery service is going to have more than enough insurance to cover the value of anything that you're shipping, no matter what might go wrong. There is a type of insurance which insurance carriers provide which is specific to the courier industry, and simply called courier insurance. These are the policies which are going to protect you if your package should happen to get damaged, or if it is lost by the courier company. Courier insurance is usually quite comprehensive. There isn't much that might happen to a package that you're shipping that isn't going to be covered by this type of insurance policy. First of all, if any damage occurs to the package in shipping, the courier company's insurance should cover the damage. This is going to include if the courier vehicle is in a traffic accident. If the...more
What questions should you ask your insurance agent when looking for life insurance quotes? The questions you are faced with may make shopping for life insurance quotes more difficult then it really is, read on, and become educated before you shop. By doing this, you are becoming an educated consumer, which can help you avoid getting...more
As the saying goes, health is wealth, the golden truth from this saying is that for us as individuals to make wealth and enjoy our wealth, we need to take care of our health; taking care of our body is of utmost importance, which must not be compromised for any reason whatsoever. The need for us to have the best of body mind and soul cannot be...more
The reforms will soon make it compulsory for every American to have health insurance and Floridians are no exception. Residents of Florida too will need to mandatorily have health insurance by 2012. The clock is ticking and if you are one of those who do not have any form of medical coverage, you better start the process soon. There are a large number of companies like Aetna and Blue Cross that provide health insurance in the United States. These insurers provide a wide 0variety of plans such as low cost health plans, temporary plans, individual as well as family health insurance. The first step is to decide on the insurance company from the hordes of options available. It is important to a background check on the company. The best place to check is to log on to Floridas Department of Insurance. The state insurance department has the list of all those health carriers who are licensed to sell insurance in the state. Make sure that you select one of the health insurance companies enlisted in by the insurance department. After deciding on the company, it is now time to choose the type of plan. You could either go for an individual or a family or a group health plan depending on your...more
If you're buying a house, it's not a good idea to avoid getting homeowners insurance. Actually, many lenders won't even allow you to purchase a house without insurance. It's true that the principal and interest on your house are...more
It wasnt so many years ago that we would have needed to get our quotes by ringing around several different companies. Not only was this a time-consuming exercise, but it could add quite a bit extra to your quarterly phone bill! You would also find...more
Though the state has comparatively more relaxed insurance regulations, purchasing health insurance in Virginia is not a cakewalk. There are precautions that need to be taken care and laws that need to be kept in mind. The health reforms have spurned...more
If you decide to make a claim seeking damages from an at-fault driver's insurance company, you can be sure that they will try to contact you shortly after. While this may seem like a typical part of the claims process, you need to understand that the...more
1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB?Many health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence...more
By choosing a best doctor might be one of the most important health decisions. It is one you should positive, informed and content making, because your doctor will be asset the key to your health in his or her hands. Whether you have an HMO that...more