Becoming a landlord is quite an undertaking because it entails wearing many hats. The individual must know how to make common repairs and quickly get up to speed regarding tenant-landlord rights and responsibilities. One of the first things a new landlord should do is obtain landlord's rental property insurance.The benefits of insuring a rented dwelling include protecting the structure against damage and protecting the landlord in cases of legal...more
Devices that hold in a chemical spill or other hazardous materials are called spill containment berms. These berms are low cost and compact. The berms are essential for anyone who has a business and works with hazardous materials.Berms are a necessity when there is a danger of toxic or hazardous material spilling in your work place. Many businesses use these devices to hold in fluid or other hazardous waste if a spill has the possibility of...more
Do you understand variable life? It may be easier to understand if we can contrast it to whole life insurance.It is a permanent policy, and it can grow a cash value. But it is also different than traditional whole life.A whole life policy does have a cash value that can grow over time. It usually grows by a pre-set interest rate or some market index. Beyond that, the policy has little control over how the cash portion of their policy is invested.Variable life is different. The cash portion can be invested in one or more financial funds. These may be equity, mutual, or money market funds. The policy owner can allocate these cash funds in any way they want. They can also change how it is allocated. This gives the owner more ocntrol and flexibility over the way the money is managed.Growth in the cash account can also increase the death benefit. This may mean that the policy owner does not have to make premium payments, or that he or she can make lower premium payments. So this may be an advantage.Of course, the funds could also decline. This means that the cash account could lose value. It also means the death benefit could go down and premiums could get more expensive.A policy may...more
Insurance is synonymous with coverage. For an insurance agency, coverage is something that you strive to guarantee to your customers. Aside from offering coverage and protection to your clients, one way to make your insurance company integral in your customers' life is to offer them personal items that they can use on a daily basis. This can be...more
The young driver under the age of 25 is more of a risk to the insurance company as they believe that experience plays a role in the likelihood of having an automobile accident. Hence their premiums are higher. The paragraphs below explain the tips that will help you on how to get cheap car insurance for young drivers.Keep low the amount of miles...more
Florida is host to several hospitals that have been acclaimed for exceptional care in a variety of specialties ranging from digestive disorders to urological problems. If your Florida health insurance isn't giving you access to the following hospitals, it's time to compare the network of providers that are available through other insurers. Here's a breakdown of some of Florida's finest hospitals by speciality. Are you looking for the best quality available within one of these specialties?Florida Hospitals Were Recognized in "America's Best Hospitals"Perhaps best known for assessing medical care quality, the U.S. News and World Report has an annual tradition of investigating and ranking "America's Best Hospitals." While examining 4,861 hospitals for both patient outcomes and patient satisfaction, the report identified a mere 174 hospitals that ranked high enough in 16 specialties to be recognized as being among the best America has to offer.Among these, Florida's Jackson Memorial Hospital earned distinction for treating digestive disorders; ear, nose and throat disorders; hormonal disorders and kidney disease. It was also recognized for its work in geriatrics,...more
When shopping for life insurance, disability insurance or health insurance you might have been approached by any number of agents representing different companies to offer you advice and insurance products. Very often agents who represent only one...more
Are you shopping for critical illness insurance? You have probably heard all the good reasons to get personal financial protection from health risks like cancer, heart attack, by-pass surgery and stroke. Most insurance companies offer only 3 or 4...more
Fleet managers need to worry about cost in all aspects of managing a fleet. This is certainly true in terms of closely supervising the usage of fuel and state and maintenance of tyres, but it is also true in worst-case scenarios.By...more
While running a hot dog street vending cart business or any business for that matter anything can happen when you least expect it.For instance, there's a chance even if it's an extremely slim one that one of your clients could get sick from eating...more
In this post I am going to be discussing Ohio Medicare Advantage Plans and Ohio Medicare Supplement Insurance Plans also known as Medicare Part C ( Medigap ) and how they can benefit you. To enroll in a medicare advantage plan you go...more
Life insurance agent- Tips to become a good insurance agent A good insurance agent should be excellent sale person with a pleasing personality. The insurance agent must possess superior mathematical skills and constantly keep up-to-date on any...more