Travel health insurance is a big issue these days. A number of my readers have been going on many rampages concerning suggestions of alternative insurers, issues to take into account and the difficulties they have understanding the insurance plan. I identify with all of you. In the policies there are many clauses that one should look into. There is always a process that you have to undergo in order to certify that you are getting the coverage...more
Knowing what your rental car contract covers is essential. Assuming all incidents will be covered can be a costly mistake. Not many people take the time to fully read their car rental contracts. Remember, insurance companies make more money when they don't have to pay out claims. Insurance is all about the odds of an incident happening. Your rental coverage may be limited and its best to know that upfront.People may expect the coverage to be more...more
If you're in college, or you have a son or daughter who is in college, you know how hard it can be to make sure you're protected from the costs of a car accident. That's why it's important to have good car insurance coverage. But how do you find good college student auto insurance that is still affordable? Everybody knows that college students don't have lots of extra money to spend on things like accident coverage and insurance premiums. But with a little planning, you can still get a great policy at a low price.Types Of Insurance First, you need to understand what auto insurance is. The most basic type of insurance, liability coverage, only protects you against the costs incurred to other vehicles from an accident you cause. Liability coverage is required in the US for every driver, and so to be legal you need to have it. However, it only covers a small part of the costs of a vehicle accident. Most people need much more coverage, and it's especially important for many college students because you don't want to graduate with a bunch of debt caused by an accident.It's an unfortunate fact that many university towns are also good places for thieves to steal cars. College student auto...more
If you're shopping for auto coverage, how can you find the lowest auto insurance rates? It seems complicated, but by knowing a few things beforehand, you can get great rates on great coverage. Don't be confused, just follow these tips to get the best coverage.First, take your time. By planning ahead, your insurance search will go more smoothly....more
For 20 years, Texas residents have fared worse than the rest of the nation by having less access to medical care. September marks new relief to help the public pay for Texas health insurance plans.Over the last five years, Texas health insurance premiums rose by a whopping 40 percent. That was 10 times faster than household income rose for Texas...more
There are so many people within our work force that suffer from very serious injuries. Some of them are only temporary, while others are permanent. Victims of such injuries would benefit greatly from an insurance policy that would pay their mortgage in such an event. This is why we will review some things that everybody should know about disability mortgage insurance.A lot of people, especially those who are subconsciously aware that they are at a higher risk, would like to just ignore the facts. This could prove to be very irresponsible as any quick bit of internet research is bound to show statistics that will alarm most people. Also keep in mind how important this insurance is if you are at a higher level of risk.It is very sad that some worker's lose their retirement plan and have to basically work until the day that they die if they want to get their bills paid. Keep in mind that the elderly could be at a higher risk for injury, especially within very dangerous fields. People who are not allowed to retire sometimes lose the abilities that they once had for working within a dangerous environment.The highest risk exists for people that are dedicated workers within...more
Most individuals who use private health insurance continue looking for ways they can cut their insurance premiums without losing some of the quality benefits their current plan offers them. Now, you can lower your rates by simply taking...more
Medicare prescription drug coverage, known as Medicare Part D, covers both brand-name and generic prescription drugs. Anyone with Medicare insurance is eligible for this coverage, regardless of income and resources, health status or current...more
If you need engineers insurance, you really need to know that you are dealing with professionals. After all, engineers professional liability insurance can be difficult to understand, and in order to find the best deal possible you must...more
The right kind of health insurance quote can help you to purchase a cheap health insurance policy for you as well as your family members. Research is the main activity that you have to undertake to avail a perfect health insurance...more
Every year, more than one million Americans earn a college degree. Graduation is exciting, but flipping your tassel also means taking on new challenges. One of them is deciding what to do about health insurance.Traditionally, young...more
In these tough economic times, your inclination will be to get the bare minimum of auto insurance required by the law of your state. Buyer Beware! Keep in mind, these bare minimums may not fully protect you.When deciding how much automobile insurance...more