Saving money on your homeowners insurance policy can be easy if you know how. Discounts are usually available from your insurance company for a variety of reasons. Your agent can offer advice on what changes you make to lower your homeowners insurance premium. Talk to your agent! There are many steps you can take to begin saving money:-Shop around with different insurance carriersAlways get more than one quote-Raise your deductibleJust make sure...more
If you are the owner of the business where your regular activities are done using a fleet of cars, then you may be interested in commercial car insurance quotes.Theres a chance that a quote you may get today is lower than the one you are currently paying and as a result, you may be willing to change policy. People always do this because they want to save money on the cost of their insurance which, depending on the size and nature of the business,...more
September is observed as the Life Insurance Awareness Month (LIAM) across the country. It serves as an annual reminder to Americans about their life insurance needs, to make them understand the importance of including life insurance in their financial plan and if they already have insurance, to revisit their policy and make sure they have the best possible coverage.However, there is little to celebrate this year as far as life insurance is concerned. According to the 2010 Life Insurance Ownership Study conducted by the Life Insurance and Market Research Association or LIMRA as its more popularly known:As many as 30 percent (35 million) U.S. households have no life insurance protection at all.Only 44 percent (58 million) U.S. households have individual life insurance policy, the lowest number in 50 years.About 11 million households with children less than 18 years of age have no life insurance coverage.The figures portray a grim picture of Americas life insurance status and thats not going to change unless there is a concentrated effort through campaigns like LIAM to spread awareness about the necessity of having life insurance protection.In its seventh year now, LIAM has taken up...more
Life insurance policy needs are usually different at different stages of an individuals life. When youre just starting out as a young, single adult, you may see little use in getting your life insured.As you grow older, so do your responsibilities. You may have dependents who rely on your income to subsist and you need to ensure their financial...more
Mrs. and Mr. X own a significant estate that they plan to leave behind as a legacy to their children. As part of their estate planning process, their financial advisor recommends they purchase survivorship life insurance.Mrs. and Mr. Y have a son with special needs. They are worried about his financial security after they are gone. Their legal...more
A tough economy coupled with a maxed out job market has changed the way Americans spend their money. While the good news is that more and more people are now saving money for a secure future, the not so good news is that they are even scrimping on some essential expenses in the process.Life insurance is one such essential expense that anyone who has dependants that rely on his income needs to incur. While many people view it as a cake that they pay for, but never get to eat, they fail to see the bigger purpose in getting life insurance.It provides you the comfort of knowing your family will have the same quality of life even if you are not around to provide for them. Besides, the beneficiaries of the policy or the ones who get to eat the cake are your own the people you care for the most in the entire world.If you can, at a very low cost, ensure that they remain financially secure even after youve passed on, wouldnt you want to grab that chance with both your hands? Yes, it is possible to save on your life insurance cost by following some simple guidelines.First thing you can do is consider term life insurance instead of permanent or whole life insurance. Term life insurance...more
Many people deeply regret not taking out travel insurance. They think their credit card accident cover or European Health Card is sufficient. It is not! The cost of a decent travel insurance policy is usually quite low, especially when compared to...more
Globelink have been providing specialist Travel Insurance policies for many years and offer a unique combination of personal service, sensible cover and security including a 24 hour multi-lingual emergency service. This enables you to relax and enjoy...more
The moment Medicare was initially organized, it had not been specially designed to be entirely quick and easy and cover everything. Consequently, Medigap insurance was created to make up the variation. You can find nowadays twelve...more
Globelink specialise in providing Travel Insurance for people living in Spain. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also...more
Growing up, we dream of the first car. It's the first step towards real independence. No more relying on parents or waiting for unreliable friends. With a car parked nearby, you can go when and where you want. In the dim recesses of...more
Globelink specialise in providing Travel Insurance for Brits living in Portugal. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also...more