Insurance for landlords can be found in many ways as mentioned in my previous article. So there are three main ways in which you can get landlord insurance quote firstly by going online, secondly by visiting a local insurance broker and thirdly by looking in a landlords magazine. To find yourself the best landlord insurance policy you need to look at some factors on your side of the fence such as, how many properties you have, how many months of...more
Car insurance is a very important part of all our lives. Since car insurance or auto insurance is compulsory in so many states, you should surely take your time in deciding which car insurance you want to get, before you decide to get a permanent one. While many of us are on the lookout for a good online auto insurance plan, we might not always know where to look for them. Here are a few ideas for you to keep in mind when you are purchasing a car...more
Baby boomers should stop comparing the present to past events. They wonder why the government and healthcare professionals are encouraging long term care insurance for baby boomers when the fact is that their ancestors got along old age fine without it.Their ancestors got along fine without long term care insurance (LTCI) because they did not live to their 90s. In the past, people who have managed to reach the age of 65 received congratulatory remarks from their friends and family members. Nowadays 65 is just the beginning of a long period of care and mind you, this type of care can deplete your assets before you even become aware of it. Long term care (LTC) will cost you your lifetime savings that is why everybody in the country is constantly egged on securing an LTCI policy which is designed to shoulder their future expenses on LTC.At present, nursing home costs comprise 70% of the countrys total LTC expenses but not all elderly residents in nursing homes are happy being in the said institutional facility. Majority of Americans prefer to stay in their homes even though they have been diagnosed of a health disorder which requires 24-hour monitoring. Senior individuals who are...more
No one can offer you a long term care (LTC) plan that is capable of providing what long term care insurance policies can. Although these products are ideal to have, long term care insurance premiums are not cheap so it is definitely necessary to allot a budget for your policys annual premium.Comprehensive long term care insurance (LTCI) policies...more
Nobody is exempted from long term care. See even the oldest person in the country, 115-year-old Besse Cooper, is currently receiving long term care (LTC) in a nursing home despite the sharpness of her mind which is not common among other elderly folks. So if youre asking who should buy long term care insurance then the answer is everybody. Besse...more
As the countrys elderly population increases rapidly, especially those from age 85 onwards, everybody is pressured to secure a good plan for his future healthcare needs. In fact, long term care insurance policy options have been laid out for everyone to study.How will one determine which type of long term care insurance (LTCI) policy is right for him? LTCI professionals advise buyers to look into their health first before purchasing a policy. After all, the coverage that you will receive from your LTCI policy shall depend upon your health condition. Look up your familys health history and familiarize yourself with common maladies that took the lives of your loved ones. Visit your physician so that you can determine the current status of your health through a general checkup and then ask him or her if you have a genetic predisposition to some kind of illness.Sometimes, the symptoms of a health disorder would only appear in an individuals later years so it is very important to undergo regular checkups and preventive screenings. These preventive screenings or life line screenings help people recognize or detect possible health disorders that are gradually starting or have been there...more
Defining Critical Illness InsuranceWhat is critical illness insurance? Critical illness insurance or critical illness is a health insurance product in which the insurer (the insurance company) is contracted to make a lump sum, tax free payment in the...more
Golf has been one of the worlds most popular sports for the past hundred years, with many courses found all over the world both here in the UK and overseas. Golf can be enjoyed as a fun day out with friends or loved one, or it can be taken more...more
We all love to play sports, as it not only keeps us fit, but it can be a very enjoyable experience with our friends and family as well, and sometimes having that competitive element is healthy for us too. One sport that many people all around the...more
It is so much fun to get out on the open road in your RV. It is not fun if you have an accident or other emergency and you are not properly insured however. It is very important that you have RV insurance so that you can have peace of mind as you...more
Getting the lowest car insurance rates is not a rocket science. If you just understood what factors affect your premium, you can do certain steps to lower what you pay for. But first, you should know what level of risk you want to take, and what...more
Considering a life insurance company can be quite a difficult job since they are all offering the same features. The insurance carriers give you a number of policies available based on your expectations. Everyone is different so some individuals...more