Typically life insurance NZ policies are quite similar. This is in both the main function of the policies (which is to pay the life insurance NZ sum you have insured in the event of death or terminal illness) and also in the features that are included in the plan. For example, often a life insurance NZ plan will incorporate an advance payment for funeral costs, inflation adjustment (so that the insured sum increases automatically with inflation),...more
The Word Insurance gets its complete meaning when you get in trouble. Trouble can be of various natures. And none can predict them beforehand. It can be an accident of any sort, even it can be any disease caused unexpectedly to you or to your loved ones.Any pre-existing health condition can even be solved out properly only if you can select the right policy for you.We,affordablehealthinsuranceadvice.com can assist you whenever and for whatever...more
Unforeseen calamities are increasing in the 21st century. The victims, who are normally unprepared for the catastrophe, get completely shattered after the catastrophe. Hence, it has become a regular feature among individuals and organizations to safeguard themselves against various events of calamities or sudden problems, such as fire, theft, ill-health, etc. Taking insurance policies is a common measure adopted to deal with such events. One such policy known as fire insurance is taken to minimize the individual financial loss due to destruction of goods and property due to fire. Fire insurance is a contract between two parties, the insurer and the insured. The insurer refers to the insurance company and the insured refers to the person taking the insurance policy. As per the contract, the insurer for an agreed amount (consideration) indemnifies the insured for the financial loss caused due to fire. At the same time, it is the duty of the insured to take all possible measures to save goods from destruction at the time of mishappening. He should not be careless and laid back thinking that he can claim his loss from the company.Moreover, the insured will be compensated for the amount...more
Organizations, large or small are increasingly getting sensitive to their social obligations towards their employees. They are realizing that their duty extends beyond giving salaries on time. The large pool of funds and the strong base of managerial expertise makes it possible for them to do something more for the economic and social security of...more
With rising cost of living, it has become imperative for parents to plan for the future needs of their child at the earliest. Many parents start with the planning task when the child is in the womb. This helps them take care of any certain or unforeseen financial burden with ease without compromising on the interest of their child. Child insurance...more
Higher the rate of inflation, lesser is the value of money. This is a thumb rule to be kept in mind while making any long-term investment. Generally, at the time of making the investment, the return promised at maturity, usually 10-20 years, looks attractive. But when the realized amount is received on the maturity date, its value normally gets reduced to peanuts. This is because the rate of return could not match to the rate of rising inflation and other economic variables. To overcome such glaring gaps, a Unit Linked Insurance Plan (ULIP) is introduced that help investors to get a fair return on their investments. It is a type of an insurance policy where the value of the policy changes with the market trends. It is basically a combination of an insurance policy and a mutual fund aimed at providing both flexibility and stability for the investment. In simple words, it can be said that the returns are market-linked in a ULIP.In a ULIP, the policy taker receives a certain number of units, according to the amount of investment he wishes to make, at their existing net asset value (NAV). The amount invested in the plan is further re-invested in different portfolios like that of...more
Just like any individual needs to safeguard his interests against any unforeseen circumstances, a company is also an entity seeking both financial and social security for its survival. All over the world, insurance is considered to be an ideal...more
We all seem to be in a hurry. But sometimes, hurrying too much can cost you a lot. If youre driving in the highway, you can actually get speeding ticket. Before long, you realize that the fine for that is not the only cost for you. You realize that...more
The correct rental property insurance policy can safeguard you against deficits brought on by many dangers, such as fireplace, storms, burglary, as well as vandalism. An extensive plan also includes insurance, covering accidents or losses endured...more
Life insurance quotes really are an extremely important factor for an insurance firm to see how much the policy holder needs to pay regarding their monthly premium. The factors are determined by the age, health status, gender as well as the location...more
Auto insurance is expensive, absolutely no getting away from that, however, many will be paying too much for their cover yearly. It's a fact, we are bone idle when it comes to vehicle insurance and out of that idleness we stay with the same insurance...more
Were you shocked seeing your last car insurance rate? If yes, did you try and cross check with the insurance companies or the insurance agent. If not yet, it is high time you must consult some insurance agent and reassess your insurance policy. This...more