Everybody needs a vacation. Holidays are the one thing people can do alone, with friends, with family, or even with strangers! But every holiday may have its own ups and downs, and one has to be sure about what to do when those downs arrive. Travel insurance assures a holiday-goer that he can travel in peace. With this kind of insurance you can be sure that no matter what goes wrong on a holiday, you have a solution. After all, vacations are...more
In todays day and age, it cannot be stressed enough how critical health insurance truly is. With the cost of living constantly increasing, medical bills and hospital charges are constantly on the rise. Falling ill, though a common occurrence for every individual, it has now become an extremely unaffordable event. Having health insurance makes sure that you have nothing more to worry about than just getting better, towards full fitness.With the...more
There are a lot of similarities and differences between group and individual health insurance. Its not something you can leave on chance, or rock-paper-scissors. You have to consider and contemplate all the options before choosing the health insurance that suits you. Whether you pick group or individual health insurance, make sure you know advantages and disadvantages of each.Pros of Group Health InsuranceGroup health insurance is provided to you by your employer. Whichever organisation you work for handles the entire insurance process and applications and you have nothing to worry about. The company will also pay for either part, or full amount of your premium. Since group health insurance cannot be denied for a certain individual by insurance companies, you have full assurance that youre going to be insured, even if you have existing ailments or illnesses.Cons of Group Health InsuranceSince your company organisation and pays for a part of your group health insurance policy, if you decide to leave or are terminated from the company, your health insurance will be discontinued. Some insurance companies do allow you to extend your coverage, but thats only done at extra costs with an...more
Health Insurance in India has become exceedingly expensive these days. Due to an improvement in medical technology and pharmaceutical advancements, medical costs are constantly on the rise. Despite that, or rather, because of it, it has become highly necessary to own a health insurance policy. Instead of having worries about finances hanging over...more
Medical Insurance isnt a want anymore, its a need. Having themselves and their families insured is everybodys primary objective these days. And it should be. With rising medical costs and hospital rates, medical insurance is the only way one can make sure that their loved ones get treated on time without worrying about the financials.There are a...more
If you have a car, having car insurance is your number 1 priority. Knowing how to drive a car, you know the kind of strings attached to owning one. Being properly insured means that youre covered in every possible way, and have nothing to bother you. Car Insurance is an absolute necessity in India today for a hassle-free drive to anywhere.Buying car insurance is no easy task, there are a lot of options to consider and you have to be absolutely sure youre making the right choice. Know all the companies that are offering competitive car insurance rates and compare all of them. They are sure to have a lot of similarities, but what are important are the distinct differences those are the ones that will actually matter. Make sure you find out about all the things that are covered in your car insurance. Usually, the higher the premium cost, the more the coverage. But a lot of companies will offer you more compared to others, despite paying the same amount. Car insurance will also have several exclusions. Some companies will exclude things that other car insurance companies might include, but weigh the coverage and exclusions carefully before making a decision. Just because one company...more
In the last ten years there is a drastic surge in the number of obese and overweight people in the America and the rest of the world. In America it is exercising a serious cost impact in the health care system of that country. Many men are being...more
If you haven't yet purchased a life insurance policy and are currently considering the benefits of one, now could be the best time to start shopping. Planning for your future and that of your...more
When going for a holiday, you want to have no worries; you want it to be tension free. A world away from reality. But to achieve that kind of hassle-free, worry-less holiday, it is the most advisable to have travel insurance.Make sure you specify to...more
When youre travelling abroad and youve had a very tiring year; you really dont need to have any worries. At the same time, holidays dont come cheap and you dont want to spend any more money than you already are. But travel insurance isnt expenditure,...more
When purchasing a 4x4 one expects to get a couple of bumps and dents to the body of the car, as you traverse across the rocky terrain of Africa. Let's speak plainly, unless you purchased a expensive 4x4 to cruise the roads and brag to your neighbours...more
Upon the loss of a family member, life insurance provides security for those kin who were left behind. Since not one of us know when we will die, it's important to invest in a policy as early as possible to prepare for the worst-case scenario, dying...more