Business Health Insurance – Showing employees some love When asked what is the one thing that worries employees most about not having a job, or losing their job, pat comes the answer – not being covered by business health insurance. In the UK, where everyone and anyone is entitled to NHS benefits, private medical insurance has a kind of elitist appeal that many people covet. However, most people (mistakenly) assume it is...more
Think your family doesn't need health insurance? Think again! It is most people's dream to get their family a great house with a cute garden and a large backyard. It is also their dream to buy a great car and other luxuries for their family. And no doubt, they want to send their kids to the best colleges and put away a little something as a wedding gift too. In short, when it comes to our family, we want the best, period....more
Private Medical Insurance – Busting the Myths The moment people hear the words ‘private' medical insurance, they come up with the following synonyms: expensive, unnecessary, complicated and other unflattering similes. However, these are not just unflattering, most of the times, they are also untrue. While many people remain aware of the limitations of NHS, and the importance of private medical insurance, few want to do anything about it because of such myths. This article helps bust the few most prevalent ones:1. Insurance is unnecessary. With the NHS around, who needs health insurance? Everyone. Because the NHS as a system is severely drained, with every single UK resident claiming support and very few (those who have taxable incomes) pitching in. It does not take a lot of imagination to figure out where you stand in an equation of this sort. NHS does provide free medical treatment, but at a very high cost. The cost of choices, of quality, of priority and of peace of mind. You are very likely to not get treatment promptly, or as comfortably as you would like. You are also less likely to be able to choose the hospital or doctor who you will entrust your life...more
Medical Insurance – Beyond NHS In the UK, the NHS takes care of every resident's medical needs, with very few exceptions. This makes many people shockingly reluctant to the idea of purchasing medical insurance. It's shocking, because we would never hold similar views for other possessions: a house or a car or even clothes. We would...more
Lower Homeowners Insurance Rates 5 Techniques to decrease your homeowners insurance costs.The cost for your homeowners insurance can vary by hundreds of dollars, according to the homeowners insurance provider you get your homeowners insurance plan from. Here are some points to consider when selecting homeowners insurance. Increase...more
Disability Insurance for Psychotic Disorders Around 1% of the population worldwide suffer from psychosis is one form or another. Individuals who suffer from psychotic disorders lose touch with reality and often experience hallucinations or delusions. The personality of the individual could suffer a serious impairment due to this. Within psychotic disorders there are different conditions that a person can be diagnosed with, which include a long term condition such as schizophrenia or a short term brief psychosis that could last from a few days to a month. Some psychotic disorders such as schizophrenia are genetic and as a result you will often find more than one individual in a family with this disorder. Other causes of psychosis could occur due to stress usually arising out of the inability to cope with change brought about by an event in the person's life such as a sudden move, a death of a loved one or even loss of job. Some of the common symptoms associated with psychotic disorders are disorganized or incoherent speech, delusions, hallucinations and strange behavior. Delusions could either be grandiose with the person believing that he is a God or persecutory...more
The Advantages Of Taking Out Errors And Omissions Insurance: Errors and omissions insurance is a form of business insurance that every business should have. While law does not require it, it can save a business from ruin in many cases....more
Homeowners Insurance Means Peace Of Mind In A Disaster No one in New York can know the timing of Mother Nature or the timing of a thief. The homeowner that suffers at the hand of either one can be in trouble without owning a policy...more
What To Look For In A Colorado Springs Insurance Company There are many things to consider when looking at any insurance company Colorado Springs has to offer. The first thing that must be determined is what type of coverage is...more
Seven Reasons Neighbors Pay Different Home Insurance Orange County Premiums Two very similar homes side by side in a neighborhood may pay different amounts of home insurance Orange County premiums. There are seven reasons for...more
Don't Buy A Car Insurance Policy Before Reading Consumer Reports Latest Review Consumer Reports have no influence on your car insurance policy. This is interesting news, especially for people who are considering buying sport...more
What Every Business Owner Should Know About E & O Insurance: While E & O insurance (Errors and Omissions Insurance) is not required by law, it is a policy that most businesses should have. This type of coverage will protect a...more