Savings on Affordable and Reliable Insurance These days insurance have been swarming the four corners of the United States. Whether we like it or not, insurance is a need. Why? There is no denying the fact that one disaster can have a devastating effect on a firm, a family and an individual. It can be damage, bankruptcy and death to name a few. What are the factors that we should consider and how can we know the insurance that we...more
Don't Sell Anymore Insurance Policies! Whenever I conduct a workshop or give a talk to a group of agents, I ask how many of them are in the business of selling insurance. Inevitably about 25% raise their hands. My response to them is, "If you're in the business of selling insurance you'll have a hard time succeeding because NO ONE WANTS TO BUY INSURANCE!"No one wants to buy insurance. Not homeowner's, auto, life, health or...more
The Truth of Critical Illness Insurance Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim. This true story explains that the situation isn't always black and white, and demonstrates the severity of the penalty. We have changed some details to protect the anonymity of the policyholder. Ms W had to have an operation to eradicate cancerous lymph nodes from her groin, and immediately fell ill after surgery with an infection she picked up in hospital. Critically ill, she had already made a claim on her critical illness insurance, however she received some unexpected bad news. Her claim was rejected and she was not going to receive the £200,000 she was insured for. How did this happen? Read on so we can explain. June 2001 - Ms W went to see her doctor about an area of flaky skin on her back, she assumed it was something like eczema. Her GP wanted a specialist to have a look, and made a referral to a dermatologist. Before the appointment arrived, the patch of flaky skin cleared up, so Ms W cancelled the appointment, thinking no more...more
Cheap Dental Insurance – The Best Way To Buy Affordable Dental Insurance Policy Do you need to see the dental office significantly? Do your teeth regularly shift? Have you got tooth decay routinely? If this is the case, then you definitely need to be searching for cheap dental insurance. Among the first details folks recognize when...more
The Secret of Life Insurance Do you love someone enough to spend your hard earned dollars on a life insurance premium -- month after month?Because the real benefit of a life insurance policy isn't for you. It's for those you love... but after you've gone.Life insurance is money paid to those who rely on you right now to provide a...more
Phone Insurance Benefits A mobile phone user can lose their phone, it can be stolen, or it can be damaged. All of these events are very likely to happen at one point or another. With phone insurance, you can rest assured knowing that everything will be taken care of. You will not have to worry about spending additional money on a repair bill or replacement bill. With the nominal fee that you pay for the phone insurance every month, your loss will be covered and processed quickly. Many people are under the assumption that they can get a new phone for the same price that they initially paid for it. This is certainly not the case, as many of the discounts and special packages are one-time deals offered to new customers, particularly for contract customers. This means that if you do not purchase mobile phone insurance, you will have to pay the full retail price for the phone. This could add up to hundreds of pounds, as phones are becoming more and more expensive as time goes on. These days, phones come with multiple applications and features that are required to keep up with the busy lives of consumers. Phones need to be able to text, email, make...more
The Importance of Timing in Regards to Travel Insurance Few things in life are as satisfying as a trip abroad, and most of us can hardly wait until we leave on our great adventure. Anticipation of things to come merely heightens our...more
Senior Citizens Should be Aware of Private Long Term Care Insurance Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for...more
What's the Purpose of Disability Insurance? If you and your loved ones depend on your salary for support, then you probably need long term disability income insurance.Think about it: if you were to become disabled, even for a few...more
Purchase Protection Insurance Coverage Most credit card companies provide purchase protection insurance for free, as an included benefit of owning their particular credit card. As competition among credit card companies is so fierce,...more
Low-cost Motor vehicle Insurance plan in Houston, Texas In accordance to the examine made by the 2007 Nationwide Association of Insurance policy Commissioners the average premium paid in the total country in the yr 2005 was somewhere...more
The Dilemma Of Costly Health Insurance Costs In The United States It is impossible to estimate how much health insurance will cost on an average. There are just simply too many factors to consider that throw all the numbers off. In...more