Today's young adults are bold, determined and many believe that they are unable to get sick. Unfortunately, that is as far from the truth as one could get. While young adults wont be experiencing hip replacements or heart surgery, there are a range of things that can go wrong in a body of any age.DentalDentists can cost quite a lot of money, especially if you dont look after you teeth. A basic clean can cost anywhere from $50 to $200 depending...more
Reclaiming back Mis-sold Payment Protection Insurance Have you been had a mis-sold loan over the last six years? If your answer is yes, then you can claim back PPI insurance. PPI/Payment Protection Insurance is used to squeeze customers' cash off their wallets that they can barely even afford. However, if administered correctly, it can be of great benefit to the customer. They help a lot incase one fails to make the payments agreed...more
With the boom of the internet, more and more home based businesses are popping up all over Australia. While there is money to be made, many home based business owners forget the importance of insurance. While you may have home and contents insurance, that may not cover all of the goods that you use for running your business. Here is a simple guide to what kind of home based business items you may need to be covered for.ElectronicsThere arent many businesses these days that dont have a computer. Computers are not only expensive, but more often than not, hold irreplaceable information about your business. This can include account and bookkeeping information, client contact details, documents, intellectual property and a number of other pieces of data that keep your business humming along. What would happen if this computer was stolen or destroyed in a fire? Would it be covered by your contents insurance? Or does it need to be added? Many other pieces of expensive equipment could also fall into that bracket items like photocopiers, printers, fax machines and even broadband modems. Many of these items may not be covered in your current insurance policy as they might not be...more
When You Buy Global Insurance There Is No Place Like Home Although global insurance can be purchased from many countries throughout the world, the best thing that you can do is buy insurance from an insurance policy that is located in your country. However, no matter where you buy your insurance, there are a number of things you should...more
If you run any kind of business where you deal with the public on any level, you must have professional indemnity insurance because it gives you coverage for any claims that may be brought against you (the policy holder) in case of professional negligence. In other words it provides insurance coverage only in cases involving negligent acts,...more
Those who make a living by delivery of goods realise the importance of good insurance coverage for their vehicles. Whether you drive a van, car, truck, lorry, or motorcycle you must be properly insured with courier insurance. As your daily mileage may be high you run a higher risk of becoming involved in a vehicle collision or some other type of damages occurring to your vehicle.Where to find adequate coverage?A quick check on the internet can provide you with quotes from several insurers and then decide which to go with. Keep in mind you are legally required to have coverage when driving on any public roadway in the UK, plus you need to have your company vehicles fully insured in case of damage for your own financial protection and peace of mind.When you are considered a professional driverMany insurers realise that while you do drive your vehicles more miles per day than the average private auto, you may well be considered a professional driver due to the fact you do put in more miles over the roads. Having more experience, particularly when coupled with an excellent driving record, will get you lower rates. When you include safety equipment and extras such as air bags,...more
How To Lower Your Homeowners Insurance Premium for a Home Insurance Quote Below are a few examples of how to save on your home insurance when getting an insurance quote from a local agent.Private InsuranceIf you are located in a high risk area...more
How far have you gone in ensuring you attract the cheapest rates? Did you simply give up after using the few tips you learnt then? Won't you love to get more tips if that will translate to saving even much more? I have many more proven tips...more
You may be over spending every year on your accident and health insurance policy. You might be able to use certain techniques and get a lower coverage prices. Combining your family's insurance coverage and a getting single policy may be the most...more
Visitor Health Insurance Provides Peace of Mind to Travelers from Abroad Millions of people each year take some time out of their lives to travel to other countries. This can be for business or pleasure, but it gives them opportunities to...more
No one can simply say for certain that your home will never be affected by a flood, a severe storm, or even a house fire.In fact, you can't even be sure as to whether or not your home will be broken into at some point and considering that a burglary...more
Perhaps you can remember the recent flooding in some areas of the UK and one cannot help but wonder just how many people in the affected areas were caught with their pants down because they never had any form of insurance cover in place. Sure their...more