Health insurance reform has obviously inspired strong opinions upon medical professionals. Their livelihood may be at stake. In general, doctors have been split on the issue. Some fear that the increase of insured patients will flood primary care physicians and result in lower quality of care. Others believe that the recently passed legislation will help improve health outcomes, due to greater access to preventative care.On the other hand, more...more
Anyone who spends a vast amount of money purchasing a caravan obviously wants to know that their asset is adequately insured. However, when it comes to shopping for insurance there are certain things you need to take into consideration, in that the insurance policies for static caravans are not the same as insurance policies for touring caravans.Okay, so what is considered to be a touring caravan and what is a static caravan? Basically, a static...more
Although you may be paying more for other types of insurance such as automobile insurance or healthcare insurance, homeowners insurance can cost a lot. Getting the best deal starts with shopping around with different carriers or having a reputable insurance broker do the shopping for you.Coverage are at least as important as premium. A cheap home insurance plan that won't cover you will is a bad plan at any price.Your home insurance coverage probably offers coverage that you have never thought of. It can pay you if your house is burned down or if your possessions are damaged. It can also pay a third party if you injure them due to a negligent act. This is true even if that act takes place far from your home. It can also reimburse you for living expenses when you are unable to live in your home due to a covered event.The coverage that most people focus on is the part that will pay you if your house is in a fire or is damaged by some other covered peril. This is probably the most important benefit . It is important to get the adequate coverage limits for this aspect of your coverage.Determining the a good amount of coverage is not as easy as finding out the potential sales...more
Belonging to Canada's Insurance Brokers Association provides many benefits. But do these outweigh the time and cost of belonging to this organization? Because we are dealing with a business decision we must make our arguments for, or against, based on the business benefits it does, or does not provide. This short article will look into some of the...more
If you own a company and you have a commercial van, you may think it is easy to purchase the insurance that you need. It doesn't have to be difficult, but there are definitely some important things you need to consider as you are purchasing such a policy. After all, you don't want to end up finding out that you are not correctly covered when an...more
If you are ready to purchase insurance for your commercial vans, it is important that you learn more about your options, the cover provided and more before you buy. This type of insurance offers cover that specifically is designed for business owners, providing the protection you need. A personal insurance policy is not going to provide what you need for your vans, so you need the right insurance to keep you protected against losses that can occur. With this insurance you can get the cover you need for your vans, employees that are driving the vans and even cover for the equipment that you have inside of your vans. Here is a simple guide that can help you out as you get ready to purchase this type of insurance.Policy options available:You will find that there are several different policy options that are available when you are ready to purchase your commercial van insurance. One of the policy options that is available is called 3rd party only, which is the very basic type of insurance. This covers a third party if an accident occurs and does not actually give you very much cover, although it is the cheapest. Then you have 3rd party fire and theft, which covers theft and fire along...more
Does your home insurance protect you against disasters? Quite a few homeowners foolishly assume their home insurance policy covers them against natural disasters. Virtually all policies will only cover disaster damage when specific options...more
Question- Where can I go to find information about new driver insurance quotes?Answer- The best place is going online because you can get insurance quotes from several companies quickly.Question - What can I do to get any discounts from the providers...more
Insurance is a matter that is steeped in a lot of jargon, and not many people are comfortable dealing with it themselves. The fact that there is a lot of marketing communication in the media about the various products available for consumers is not...more
Health Insurance for Private Individuals Choosing and buying a health care policy can leave you confused and frustrated. You should know what your medical condition and needs are in order to select a policy that will give you the best care you...more
An Unique First Car Insurance Experience I received an interesting email from one of my readers and she is discussing her personal experience with getting insurance. I think it's worthwhile to take a look into it.I can't say I have always been...more
Knowing how a medical insurance deductible works is crucial if you are going to select the right healthcare contract. You should grasp the basic math that applies to health insurance deductibles, how other cost shares influence your costs for...more