When a major cruise liner went out of business last September, the company's ships were seized and more than 1,450 passengers were put ashore mid cruise in Canada and the Bahamas. A cruise liner that goes belly up can easily lead to lost belongings not to mention lost lives on board.One company official say that claims from this incident amounted to $1.5 million from people who bought travel insurance from them, a third party. Passengers who...more
Travel insurance can easily protect the investment people make when they travel especially when there is a need to pay travel providers a sum of money in advance or even if they are simply engaging in trips which come to cost a lot of money.It is possible that a person already has existing coverage that he or she might be able to use. There are times when these insurance policies already cover possible losses for the plan holder.There are...more
What are the reasons behind purchasing any form of travel insurance? There are times when a trip does not go exactly as it was planned and this is where insurance policies take action. Travel arrangements and the money placed in them can be protected if people equipped themselves with a solid insurance policy every time they travel.When there are instances of someone becoming sick before a trip or a spouse being called for jury duty and the like then travel insurance can save a person from lots of problems related to a cancelled trip. A person should have a good reason stating why he or she missed a trip or else insurance companies will not shoulder any expenses incurred as a result. Delays are common in traveling and so coverage plans can pay for the additional costs that people may encounter because of these.There are situations when expensive premium payments become difficult to fulfill. Travel insurance policies can cost as much as five to six dollars per hundred dollar travel expenses. Take into mind a trip costing a thousand and five hundred dollars and a person buys coverage for a hundred and nine dollars this can be adequate to give the traveler full coverage for when the...more
Imagine falling off a steep, remote mountainside and breaking both arms. If the accident happened in a third-world country you were visiting, the whole ordeal just got much more complicated. In this event, you would wish that you had travel insurance.Just to reach medical help, could require two days of walking followed by additional driving time....more
Having the proper insurance cover is important for your peace of mind, whether it is on your home, your business, your commercial van or your motorhome. For those that love to wander the countryside on their holiday, their motorhome is an important part of the enjoyment.Your insurance cover on your motorhome is doubly important because, not only is...more
If you own a motorhome, it probably brings you a lot of enjoyment on your holiday travels. While nobody likes to think about unfortunate incidents occurring, it is important that you have adequate insurance cover, just in case.When it comes to your motor-home, you need to consider that it will be moving around the countryside and you can be exposed to additional legal liability because of it. If you have enough insurance cover, you can protect your motorhome and the rest of your personal assets that could become exposed to risk, in the event of an accident and a legal liability lawsuit. Unfortunately, many people might not think of these important factors until something has happened.If you are concerned about how much motor-home insurance you need, the best thing to consider is your investment in the motorhome, the contents it might be carrying and the legal liability insurance cover to protect you, in the event of an accident. Many times, a motorhome insurance policy will contain a pre-set amount of contents insurance based on the value of the motor-home, but you can increase these amounts, if you have additional items that might cause contents value to increase. It is important...more
Many people need to think about the importance of having the right insurance cover, when it comes to their home buildings and contents, but the peace of mind it can give you is only one of the benefits.In the event of theft, fire, natural disaster or...more
If you own a business then there's every chance you own at least one van. In fact, most private contractors also own their own van. Either way, the law requires you to have your van insured before you can take it on the roads.Of course, when one...more
If you think about the peace of mind you can get with proper insurance cover, then you might already know about the importance of having the correct type of insurance for your home buildings and the personal contents they contain. Unfortunately, many...more
There are many different reasons why a person needs cover for their motorcycle. Just because you are a safe driver, doesn't mean others on the road are as safe as you. In fact, a person driving a motorcycle is more likely to be involved in an...more
Anyone who values money will be enticed with affordable motorbike insurance. Who wouldn't? But before taking the plunge, it's vital to think about important aspects of the plan and ensure that it suits your needs appropriately.Getting insurance for...more
Benefits of Health Insurance Living in California is expensive in all aspects. Be it goods, or any services or even the insurance. Almost 87 percent of residents in California have the medical insurance through employer, or through state, or...more