Baccarat is related to the card game of BlackJack, but is even simpler. Popular in Europe, the main difference between Baccarat and Blackjack is that not only can you bet on the 'player', but also on the 'Bank' or a 'Tie'. Experienced players (certainly everyone at www.supabets.com) never bet on a Tie, as the odds are definitely against you here, and if you remember that rule, all you have to do is decide who you think will win a hand, the Bank...more
Though the name itself may seem a bit mysterious, the concept of mystery shopping is actually straightforward. Also referred to as secret shopping, performance evaluations, service checks and frontline evaluations to name a few, mystery shopping allows companies to obtain a "snapshot in time" by trained researchers who know in advance what they are to evaluate. It provides management a method to quickly yet efficiently evaluate their business...more
The biggie, of course, is GO HOME. You can eat free there. And Mum will probably do the laundry (if you crawl / look pathetic enough). It pays to save up your laundry till the trip is worthwhile - you can even take in laundry from your richer student pals for cash and you mum will do that too, not realising it isn't your stuff. Plus, you will find that your dad has filled the fridge with beer, expecting you to be away till the holidays. Sucker! The downside, of course, is that they won't want you smoking around the place, so you will have to hang out the window with a rollie. But when you balance this with the fact that the fogies will act like an unpaid taxi service, and even give you a little 'pocket money' - well, hey, you can't go wrong now can ya?Can't go home? OK. Not a problem. Start by TRACKING YOUR EXPENDITURE. Where's the cash going? You would be gob-smacked to see how much you spend on crisps and rizlas. If you keep a list of the little things, you can start to weed them out. No one NEEDS a Snickers bar, do they? So why are you buying 15 a week??? I'm not saying you can't have fun, but you just need to BUDGET for it. If you always go out on a Friday night, make sure you...more
Getting a mortgage is easier nowadays than it has ever been, although there are still one or two pointers you should always bear in mind when applying for a loan. Firstly, keep an eye on general interest rates - what you need to remember is that simply having a low rate does NOT make a bigger loan more 'affordable', you still have to pay off the...more
Many of us are prisoners of our own success. Maybe we started our careers with a goal of climbing the corporate ladder, or earning $100,000 per year, or another milestone we wanted to achieve.We then achieve "success", are respected by our peers, have a nice big house full of great stuff, take nice vacationsÂ….. And yet, we often think, "Is this...more
Opportunities Are Made, Not CreatedIn the business of corporate politics, one thing has become very clear: Most business decisions are grown from the grassroots level. Sure, it may all seem likes it's coming from corporate HQ, with announcements and presentations that have their organisations in perpetual flux, but make no mistake about it, most of those decisions have been influenced by lobbyists in the lower levels. The bigger the organization, the harder it may be to see, but that does not make it any less relevant, only more difficult to find. Executives do not know enough about the true inner workings of a company to be able to form a strategic plan capable of reaching the lower levels of business. Executives rely heavily on input from ladder seekers within their own organisations on which they build their business cases. How can the everyday negro (or lower level manager) take advantage? The easiest way is by following the old adage, "Necessity is the mother of invention". I can't tell you how many positions and even whole departments have been created based on creative folks jumping in to take on gapped responsibilities that other teams have shirked due to lack of funding or...more
There are many situations in life that will require you to take out loans. Finding the right money lenders will allow you to get the loans that are best suited to your particular need.First place to turn to in an emergency is your own family. Maybe...more
If you do not understand consumer credit, you will be far more likely to misuse credit, and ruin your financial situation. That is why the subject of consumer credit is so important.A lot of people get their first experience with consumer credit when...more
Private Equity Investing is investing into privately owned companies. A private investor can inject capital into a business that needs it. In return they will receive part-ownership in the company. The principle is the same as investing in the...more
Absolute Return Funds are internationally known as Hedge Funds. Hedge Funds are often deemed high risk/high return investment products. This is because they have gained notoriety for making rich investors, like George Soros, John Henry & others,...more
There are over 240,000,000 people in this country -- and millions of businesses (small, medium & large). Can any business know of ALL of the sources of supply, potential buyers, or providers of necessary services? -- Not on your life! Why should a...more
The mortgage broker is the person who would deal with you directly to provide the funds to make your dream home come true. You might not be able to choose all the people who will be working on your mortgage. But the mortgage broker is one person whom...more