At one time or another, most of us have experienced a loss of momentum in achieving the goals we set. This particularly seems to be true when we resolve to take better care of ourselves or spend more time with family and friends. Work often seems to relegate such goals to the back burner.Ironically, I have observed that when my coaching clients set clear parameters at work to enable them to achieve what they perceive to be personal goals, there...more
In a Short Period of Time, New Outsourcing Wave Called On-demand Sourcing Will Be Here to Change the Way People Work and Force Companies to Revisit Their Corporate Strategy Yet Again. In fact, New Way of Doing Business in the Future Will Dictate Having No Permanent Employees other than Core Business Builders and Top Decision Makers in an Organization.Jack Welch joined a conference that was held in Duke Fuquay Business School where he was invited...more
Recently passed by Congress, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 will require people who are filing for bankruptcy to first undergo mandatory credit counseling.This is probably not a bad idea; after all, many people with problem debt could probably benefit from credit counseling. A good credit counselor can assist clients with problem debts in establishing a repayment schedule, creating a personal budget, and learning how to avoid debt and credit problems in the future.The problem is that with the estimated one and a half million additional people seeking credit counseling each year, there will undoubtedly be more credit "counselors" entering the market, and many of them are only interested in reaping huge profits at the expense of their clients. There are already a number of credit counseling firms working in the marketplace that advertise themselves as "nonprofit", when they actually are closely tied to for-profit debt consolidation firms. These agencies will strongly encourage their clients to consolidate debt through their partner company, and the result may be a long-term loan for the client that doesn't help them at all, but reaps huge...more
These five debt negotiation facts along with a few debt reduction planning tools gives you the ability to control your own debt. For many people today credit card debt is a mounting problem and very few know how to successfully negotiate debt settlements. If you want to learn how to successfully negotiate with your creditors, follow the five debt...more
Managers spend much of their time in meetings. But some junior staff use meetings to showcase themselves. Or they invite their boss to help with work that they should be doing. In either case, such meetings waste your time.Here are five questions that you (or your assistant) must ask before agreeing to attend a meeting.1) Where is the agenda? A...more
Searching for a new job? I am about to reveal one of the most powerful cover letter tips you'll ever discover. This little-known secret can dramatically increase your job interview requests all by itself.Here's a 'not-so-subtle' hint for you:P.S. -- This tip works like a charm and commands the attention of every reader!Did you catch that hint? It's true, by adding a simple P.S. -- or Post Script -- after your signature, at the bottom of your cover letter you can literally grab the undivided attention of any person reading it. And, if your P.S. is a brief, direct and clearly-worded request for the opportunity to be interviewed, you will land more job interviews than the vast majority of your competition.Why does the P.S. work so perfectly with a cover letter?Advertisers and marketers have been using the P.S. to sell various widgets successfully for decades. In fact, it is one of the most powerful sales strategies of all time. The general public has literally been 'trained' by these highly-skilled marketers to read any P.S. they see at the end of a letter. Many times consumers shoot straight to the end of the letter to read the P.S. first! I'll bet you've done this yourself on more...more
I'm poor. And I'm not ashamed of it. Actually, I'm kind of proud of myself for being poor. It's an accomplishment that many people will never attain. Some people will go through their whole life and never know what it's like to experience some of the...more
On the back cover of one of my favorite magazines is a very deceptive Ad. An Advert recruiting Home Based Medical Billing Trainee's. They offer immediate training and instant job placement after graduation. Plus, they insure you that their...more
You've finally decided to add that patio you've always wanted to your home. Now you can enjoy barbecue outdoors and get a little fresh air every now and again. But how are you going to pay for it? If you're like most people, you don't have cash...more
You may have been raised to think that firing your boss and becoming your own boss is an irresponsible, impulsive, and selfish thing to do. Think again.Firing your boss may be the only responsible action to take if you want to build financial...more
All to often credit is fun, easy to get and even easier to use. Many people find that even though they have an excellent income, that they can not keep up with their current debt load and even if they are managing to make their monthly payments they...more
A home equity line of credit is very closely related to a home equity loan but the subtle differences can mean a lot. Determining which option is the best for you relies upon you knowing your current situation and having a clear plan for what you...more