Ok, so next to the taxman, your company payroll department might well be the most criticised people on the planet. Of course, when your pay is accurate and on time then you love the payroll people with a passion but when things go wrong it is a completely different matter. Rightly or not the payroll professionals come in for an awful lot of abuse if your pay is not perfect.I have had experience of working in a payroll department, in fact, I WAS...more
It is a well-publicized fact that more of us are getting ourselves into greater debt, and this may be true for you. The embarrassment of your financial situation can mean you are unlikely to seek credit counselling or other credit management solutions. Increased house prices and greater cost of living can force you to turn to heavy borrowing. While this works in the short term, it undoubtedly leads to greater financial burden in the future. Is...more
How many times have you "committed" yourself to "firm" goals at the beginning of a year and then not achieved them by year's end? In the fast-paced world in which we all live, consistently finding the time to devote to improving our personal skills for a better future may be one of our greatest challenges. However, take heart; there are ways to regain control of your time and optimism for a better future. Empower yourself to achieve the goals that have eluded you in the past. Following are 10 tips to becoming more time efficient and goal oriented.1. Establish a life plan or mission statement. What do you want to accomplish over your lifetime? Prioritize your most important goals with an explicit time period for completion such as 90 days, 6 months, 1 year, 5 years, and 10 years. Develop a strategy to measure the incremental milestones along the path to achieving your overall goals so that you can measure your progress over time. 2. Consider career, family and personal growth goals. Expand your horizon. How many times all of us thought about someday pursuing our personal interests such as taking up a new hobby, learning a second language, reading the "classics," or becoming...more
Where would a business be without a business plan? A business plan sets the course for the future of the business. It gives the business owner or manager a sense of direction, listing the objectives and goals of the business from the outset. Writing a business plan requires a lot of time; a successful business plan cannot be a rush job. Once ...more
Will we ever get a break? Not right now .In San Diego, police arrested a postal worker for stealing mail and trading it to identity thieves to support his drug habit. Another arrest involved the hacking of wireless carrier T-MobileUSA's network. According to Fox News, the attacker gained access to a database of 16 million customers including the...more
Foreign exchange trading is the trading of currencies. Most currencies can be traded. Huge amounts of currencies are traded 24 hours a day, 5 days a week. On average $1.9 trillion is traded a day. The most traded are United States Dollar, Japanese Yen, Euro, Canadian Dollar, British Pound Sterling, Australian Dollar and Swiss Franc.Many brokers will let you open an account with a starting balance of just $250. Though that may seem small, remember you will be trading on margin. Your $250 investment may let you control $25,000. As with all investments there are risks so make sure you take the time to study the markets and your exposure before making your first trades. I highly recommend that you do some paper trades first to make sure you have understood how the markets work. No risk training, just write down the trades you would have done for real and chart the prices. Buy and sell and see if you have the right strategy before making real trades.A fast internet connection will allow you to do forex trading online. Your broker will give you many online tools to allow you to study the markets: Real time quotes, news feeds Visit different broker's websites and compare the services...more
You may have been hearing about the foreign exchange market (FOREX) and the investment advantages it offers. You would like to try it out, but don't know where to start. This short guide will give you the basics in FOREX and tell you what you need to...more
FOREX traders almost always rely on analysis to make plan their trading strategies. There are two basic types of FOREX analysis - technical and fundamental. This article will look at fundamental analysis and how it used in FOREX trading.Fundamental...more
One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan...more
The Foreign Exchange Market - better known as FOREX - is a world wide market for buying and selling currencies. It handles a huge volume of transactions 24 hours a day, 5 days a week. Daily exchanges are worth approximately $1.5 trillion (US...more
Here are some of the most common terms used in FOREX trading.Ask Price - Sometimes called the Offer Price, this is the market price for traders to buy currencies. Ask Prices are shown on the right side of a quote - e.g. EUR/USD 1.1965 / 68 - means...more
The recent mission of the space shuttle Discovery is NASA's first return to space since the Columbia shuttle accident in Feb/03. Why is this important to you?Well, for one thing it reminds me of an old quote you might be familiar with:"If they can...more