A business relationship is different from any other kind of relationship, being a personal or a social relationship. However, to understand what a business relationship means, it is necessary to identify what a relationship is. A relationship is according to the Oxford Advanced Learner's Dictionary "a connection between things". A different definition is that it "is a memory of past interactions". Both definitions say something about a...more
Are you one of those people who doesn't open their bank or credit card statements? Do you take out store cards on the spur of the moment? Have you been with the same bank simply because it is less hassle than changing?If you have answered yes to any of the above questions, fear not confused consumer, help is at hand, with some assistance from a few internet tools.* Internet tool number one:** The consumer champion site for personal finance...more
Brochures, broadcast plugs and press releases - don't call them public relations. Call them what they really are, valuable tactical devices which public relations calls upon from time to time to move a message from here to there. Nothing more, nothing less, and certainly not public relations' Mother strategy which (1), marshalls the resources and action planning needed to alter individual perception leading to changed behaviors among a business, non-profit,or association's most important outside audiences. And (2), goes on to help a manager persuade those key folks to his or her way of thinking, then (3) moves them to take actions that allow their department, group, division or subsidiary to succeed. The management reality behind such an achievement is the underlying premise of public relations: People act on their own perception of the facts before them, which leads to predictable behaviors about which something can be done. When we create, change or reinforce that opinion by reaching, persuading and moving-to-desired-action the very people whose behaviors affect the organization the most, the public relations mission is usually accomplished. The good news for those managers is...more
If you are like every other home owner or general consumer out there, you need to pay for your expenses somehow. If you have bad credit, you might be limited in your options as to what you can do (or so you think keep reading!). This can be especially annoying to homeowners who want to refinance their mortgages to take advantage of low interest...more
Using a credit card wisely is an important step in building a good credit rating. If you're trying to re-build your credit or if you're young and just starting out, pay close attention the next time you receive a new card offer in the mail or online. When you're trying to build a positive credit history for yourself, using the right credit card...more
In my practice as an organizational effectiveness consultant, the most frequent phone call I receive involves clients and prospective clients asking how to overcome resistance to change in their organizations.Throughout my book, Strategic Organizational Change, I recommend a strategy-driven approach to planning and implementing change. Unfortunately, many organizations do not follow a systematic approach (my approach or anybody else's) for planning and implementing change.An Unworkable "Plan"Most organizations still attempt the following "plan" for organizational change:1. senior management determines that a change is needed2. the CEO announces the change to "the troops"Needless to say, this "plan" is inviting resistance.Seven Essential Change ElementsIn the unworkable plan above, senior management has failed to consider the following seven essential elements for successful organizational change:1. Involve the people who will be affecting (and affected by) the change. Get their input. Workers are a valuable source of information for management decision making. Today's workers want to be part of what's happening. (No buy-in from these folks guarantees resistance.)2. Communicate a...more
What is debt settlement?Debt Settlement is a process to settle your debts with the creditors. With debt settlement, a third party or you yourself negotiate with your creditors to come up with a reduced debt that you agree to pay. The reduction is...more
eBay is THE most popular home business in the USA, but it's not without its problems. Many have tried to succeed but have failed due to confusion over what products to sell, giant numbers of competitors, copy and picture theft from other sellers and...more
Assets are our solutions to live life respectably whenever we are faced with a difficult situation. In times of a financial crunch, we can bank upon these assets to help us get money. While availing a loan, assets can help us get very low rates of...more
Have you ever imagined what it would be like to live your dream? A good place to start would be to recognize that there are three elements, and only three elements, that separate success from failure. If you exercise one of the elements, you might...more
The Direction Your Career Takes Is Up To You Does your career seem to be going nowhere fast? Is it because of the economy, your company, your boss, or your co-workers? Is it everyone's fault but your own? Your career gets better when you make it...more
There are few products in mainstream supply that resonate more clearly with the average Joe than keychains. For decades, keychains have been a staple novelty product for the car owner, providing a bulky attachment for your keys to avoid loss and...more