If you are going to file for bankruptcy, it is true that you will not have very good credit after bankruptcy. However, this does not mean that you will never be able to get loans, and it certainly doesn't mean that you will never have a good credit history again. While it is true that there will be a short period of time during which it will be exceptionally hard to get credit, it is not true that you will have to wait for an entire ten years to...more
Before you file for bankruptcy, it is important to realize that all bankruptcy proceedings will be listed in public bankruptcy records. Therefore, if you have filed for bankruptcy, it is possible for anybody - including future employers or creditors - to easily look up your bankruptcy record while trying to discover your financial history. This can be very annoying in the future, and might make it harder for you to get credit that you...more
Quiet times in business happen to all of us. They happen to established Virtual Assistants, as well as to those just starting out. The phone stops ringing, your email inbox is so empty you wonder if your internet service is down and you can't think of a make-work project to save your life. The good news is that once you've experienced a few quiet times and learned that they always end, they'll lose their ability to frighten you. But I understand that until you have that experience there can be scary, hairy monsters waiting in the quiet hours when your work has dried up.Therefore, I want to offer you ten proven ways to banish those monsters, and even turn those quiet hours to your advantage. Using some of the items and ideas from the list below will help not only keep you occupied while business is slow, but they will add to the strong business foundation you are already building. What I am trying to do with this list is maximize the potential in your business so that you do not unnecessarily fall victim to work slow-down when you don't want to. 1. Follow up on old leads. It sounds simple but this number one tip can be a lifesaver and a business-builder. Dig through your contact...more
A bell ringing makes people know that an establishment is open. Or makes them stare and try to find out where that came from. Your business cards are your bells. In this case, it is YOU who is being represented and being marketed by these cards. You cannot go about carrying and taking resumes along with you. But you can have dozens of business...more
With the massive explosion of start-ups and home businesses developing, you'll be hard pressed to not know of someone going down the entrepreneurial route. Nowadays you can set-up shop and start trading in a matter of days, and the preferred choice for the neo entrepreneur is a service called Virtual Offices.I my self, run and operate a Virtual...more
Having been in business for over 20 years I sit marvelling at the change of business. I first started out of University working for a large Canadian Bank. Each account manager had a secretary and the norm was seeing many bank employees with ten, twenty and even thirty years of dutiful service to their employer. Most of the account managers got nominal raises each year and for the most part they were very uncomfortable with computers or technology. If you look around at bank employees today, there are very few employees with over 5 years of experience. All employees are very comfortable with technology and computers. E-commerce and internet banking are very common. There are very few secretaries, and account managers do all their typing for correspondences by themselves. Stock options and performance bonuses are the norm. We have turned into the me generation, where we'll stay with the company as long as it's good for me. Like wise the companies today keep their employees until it doesn't suit their needs, quickly offering severance packages rather than being saddled with an unwanted employee.Is this really the wave of the future? Having left the large corporate world to start my...more
Hi!Why are you so busy? Do you really have too much work? Is work so important to you that you'll sacrifice just about anything in your life to get the job done? Even if it's at the expense of your health and your relationships?If you find these...more
If you want to file bankruptcy on your own, you can. You just need to make sure that you get the right bankruptcy form. There are a lot of different places where you can get a bankruptcy form - including online. One thing you should keep in mind,...more
I am a normal, work from home mom, who started my own home business working from home. This article will show you how you, too, can be a work from home mom. After I gave birth to our first baby, Hana, I really couldn't see myself going back to that...more
When you shop on the Internet or over the phone, it's the only good way to do it - what else are you going to do, post a cheque? Like anything convenient, though, credit cards have a flip side - in fact, they have lots. Can You Keep Track? When you...more
The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show itself in the credit file, earning the debtor an adverse credit history for the nest six years, sometimes even larger. A group of loan...more
Why should you invest in real estate? Well, investing in real estate for profit is one of the most popular approaches to generating additional income in the United States today. In fact, if you pay attention to recent press you will have seen...more