The competition to get your credit card business has heated up so extensively that banks are literally paying you to take a credit card from them. Nearly every major issuing bank now offers a credit card that gives you bonuses for using their card. Consider the following offers you can find today on Internet sites where you can apply for a card online. Cash Back Credit Cards These cards return money to you in the form of checks. Many of the cards...more
When your enterprise decides to undertake a new endeavor -- whether it's designing a new training program, planning a new service, or revamping an existing product -- this endeavor is called a project. It involves people, funding, resources, schedules, requirements, testing, fine tuning, and deployment, plus a host of other activities.You may have seen this phenomenon by now: projects are risk magnets. Why is that?There appear to be several...more
Oh okay! So you are the one who did not get pay back the loans. And you are the one who is unemployed...Let me get this straight you are an unemployed student with unpaid debts? You are searching for loans? The idea of new loan does not seem such a good idea. You bet it isn't, unless it is debt consolidation loan for unemployed student. The cost of education is touching new heights. This has made compulsory for students to take loans. Making repayments is easier said than done especially when student is unemployed. Separate payments on two or more loans are like counting bills all the time without much success. This makes debt consolidation all the more important for unemployed. Unemployed student loan consolidation works on similar terms as any ordinary consolidation. Debt consolidation loan will combine various loans into single consolidated loan. This loan takes care of various debts. Unemployed student with one loan to be paid in 5 years and another in 10 years or so will have one debt consolidation loan and instead of different interest rates like fixed on one and variable on another, a single loan structure will decide for all loans. Depending on the loan amount and...more
Basket making has proved to be therapeutic and therapy forstress relief. Baskets are useful and decorative. Peoplelove to have baskets at home because they are handy to storethings like fruit and magazines, they make beautiful gifthampers, and they add beauty to the decor. Besides, you canlet your creativity take wings and create baskets...more
The Foreign Exchange Market - better known as FOREX - is a world wide market for buying and selling currencies.It handles a huge volume of transactions 24 hours a day, 5 days a week. Daily exchanges are worth approximately $1.5 trillion (US dollars). In comparison, the United States Treasury Bond market averages $300 billion a day and American...more
Most business people will tell you that selling is not their favorite activity. Let's explore a way to look at the process of sales a bit more favorably.Whether we like it or not---"we're all in sales". Most of us have an internal dialogue about both selling and closing that is less than positive. Most of us approach the sales portion of our business hoping we're not "coming off like a salesman."Most of us hate to be sold to. Most of us have to sell to live. Most of us realize that in order to keep our business afloat, we need to sell. I suggest that you give up that need to sell.Please notice that I didn't ask you to give up the commitment to sell, but rather the need to sell. The hardest time to do anything is when you need to.In the revised edition of his book "Man's Search for Meaning", the noted psychiatrist and author Victor Frankl coined the term "Paradoxical Intentionality". He defines "Paradoxical Intentionality" as "The twofold fact that fear brings about that which one is afraid of, and that hyper-intention makes impossible that which one wishes."In other words, if you need to do something it makes the task much more difficult. Frankl's thesis can best be illustrated by...more
Hope Ranch Real Estate really got going as a residential project when Harold Chase started the Santa Barbara Estates and La Cumbre Estate companies. From the beginning the development was meant to have equestrian interests as part of the package. It...more
So, where is Montecito Real Estate??? Well as with the rest of Santa Barbara Real Estate the area is south facing to the ocean. So starting on the East it begins in Toro Canyon about Foothill. Then it continues up Toro Canyon and goes West along East...more
The topic of office furniture is about as exciting as watching the grass grow to some people. Generally, these people see buying office furniture as a necessary evil which requires them to search through the numerous offering of different...more
If your interested in setting up your own retail business, be it online or offline, you will need to find a good wholesaler or dropshipper. Finding the right wholesaler will make all the difference to your business as being able to have a constant...more
Last Tuesday night, my wife Linda told me in no uncertain terms that I had to go sleep on the family room couch. Not only that, but she did it again on Wednesday and again on Thursday.Don't worry though, it's not what you think. What happened was...more
Home care in the United States is a diverse and dynamic service industry. Approximately 20,000 providers deliver home care services to 7.6 million individuals who require services because of acute illness, long-term health conditions, permanent...more