Are your credit card debts giving you nightmares? If yes read on and see if we can save you some money and help you sleep better at night. It is so easy to get yourself into debt, as all these credit card companies seem to be throwing these cards at us. Learn to understand your statement if you're paying more than 15% of your monthly salary to your credit card bill then now is the time to take some action. If you pay the minimum payment and the...more
Believe it or not, there are times we need to follow the example of the chameleon. The chameleon is a lizard that camouflages themselves to avoid predators as they move about in the world. Since it can not be readily found, it defeats the predator before the hunt event takes place. This makes the chameleon a champion over the predators. This article is not advocating that we run and hide in the face of adversity, but rather the wisdom found in...more
Before sharing these recommendations, I suggest that you have a way of tracking your expenses. This will give you a clear picture of what you spend daily, weekly and/or monthly and aid you in reducing expenses where needed. 1) Accept the fact you are in debt and forgive yourself. If you are in denial, you are more likely to repeat the pattern. 2) Reduce monthly expenditures. For example, once the price of gas increased, our monthly gas costs went from roughly $200 to approximately $450- 500.00. In an effort to reduce our gas costs, I stopped taking miniature trips every day. Also, my husband would drive my car on the weekends because it costs less in gas. 3) If you're a person that makes several trips to the grocery store during the month, reduce the number of trips to once a month except for fresh vegetables. This will reduce the number of times you have to put gas in the car. Today, it costs more just to leave the house to get groceries as well as going to work. 4) With the increasing utility bill, begin making repairs to your home now such as getting a programmable thermostat and set it to a certain temperature so that it will automatically come on.5) As an option, temporarily...more
So you have a digital product to sell, but how do you make it automatically downloadable so you don't have to be sending out emails at all hours of the day (and night)? The solution is really very simple. Just use your autoresponder and the good news is most web hosting accounts already come with a basic autoresponder system. The general idea is to...more
Finding Credit Cards online is as simple as a keyword search. They're everywhere. Not only can you find the sites of financial institutions that offer credit cards online, but you can also find reviews from the users of credit cards online, as well as sites of agencies and other organizations that offer a comparison of several credit cards.The Web...more
Financial Security is a false concept that developed in American society based on the idea that security comes from the perceived reliability of a regular or planned paycheck. Many people, believing in the commitment of their corporations to their well-being, have found themselves downsized, layed-off, outsourced, transferred, or, in some cases, even fired. The immediate reality becomes harshly apparent and sadly disappointing.The bottom line is that Corporate America will always be focused on the bottom line. As a dependent corporate employee, you are subject to the whims of the corporation. You have absolutely no control over how much you earn, where you work, the longevity and reliability of your income, or your position. You are simply a number. At any given moment, some nameless pencil-pushing number-cruncher, can deem that you are no longer an asset to the company and, rather, have become a liability. At any given moment, it can be deemed that you no longer factor into the profitability of the corporation - and your OUT. They don't care if you have a mortgage to pay, 3 kids in college or a new shiny car with a hefty payment. They don't care that you've come in early for the...more
Part of being an effective marketer is being an effective time manager. The little time suckers in our workday can collectively add up to a LOT of time taken away from our core functions and billable work. One of the biggest time drainer is our...more
Remember Chux? The disposable diaper that took the market by storm in 1932? Of course you don't. Chux saw its product as a luxury item, and happily kept its little throwaway business to itself for almost forty years. Then Pampers came along in the...more
Myths abound about print books being the right kind of book and eBooks being on their last leg. These ideas spring from traditional publishing. Hopeful authors have read it many times--that a true book, one that will bring you reverent kudos, must...more
Majority of people are trapped in the rat race having jobs working for others but do not know how to get out. This article offers a way out to achieve freedom through earning passive income. Internet business is recommended because it is exciting,...more
The author explains what "truly wealthy" means. Various possible routes to achieve this through earning passive income are suggested but Internet Business is recommended because it is by far the most exciting, rewarding and the best home based...more
Ever wanted to start your own clothing company? Its not as difficult as you think. What do you absolutely need? 1. A decent logo 2. Creative concepts and graphics - Design Talent 3. A unique, blank apparel supplier 4. A decent screen printer 5. A...more