One of the best strategies that debt collection agencies employ is intimidation. They frighten people into agreeing with them even if the said person has questions about their debts.Once people get frightened and intimidated, they become powerless in the face of these debt collectors.Debt collection agencies are actually third-party private companies that are hired by larger companies to collect debt. Normally, the debt collection agencies are...more
Supplemental Security Income is a disability benefit provided under federal law.Unlike its work-based counterpart, the Social Security Disability Insurance or SSDI, it is need-based and can be availed by anyone who qualifies regardless if they have not garnered credits through social security taxes.This program was not added to the Social Security Act until 1974, which was aimed to provide a monthly stipend for disabled Americans who do not...more
Trade secrets refers to formulas, practices, pattern, design, instrument, information or any other thing that is not generally known or ascertainable, and gives a business an economic advantage over their competitors.In some jurisdictions, trade secrets are referred to as confidential or classified information. Generally, a trade secret has the following traits: It is not generally known to the public Gives the holder some economic benefit It is given reasonable effort to maintain secrecyThis is one of the reasons why a lot of companies ask employees or third party contractors to sign a non-disclosure agreement.This is to ensure that anyone who will be handling the trade secret will not use it outside the purpose that the company asked them to.The signee of the non-disclosure agreement also agrees not to impart the trade secret to other people or businesses.A lot of companies employ different methods that are aimed to discover the trade secret or secrets of their competitors.Some resort to reverse engineering, or the process of discovering the technical principles of a device, object or system through careful analysis, to discover such trade secrets.However, some people cross...more
The first step in being a responsible driver is being aware of the laws and regulations set by the state to prevent car accidents.California car accident laws include statutes about how drivers should conduct themselves on the road; and more importantly, it tells drivers what they can and cannot do while operating the vehicle.Here are some car...more
Product recalls are requests to return a batch or a whole production run of defective products. This is usually done for safety issues.Aside from safety issues, a product recall can also be requested because of defects that diminish the product's functionality or because of inadequate documentation of the said product.There are various government...more
Trade unions or labor unions have been an integral part in the protection of employee rights through a collective bargaining agreement or CBA with the employers.A collective bargaining agreement is a labor contract between the employer and the union. It defines the conditions of employment such as wage, hours of work and grievance procedures.In turn, it also discusses the responsibilities of the employee and the union towards the employers.Aside from the collective bargaining agreement, trade and labor unions have other objectives and purposes as well. Trade unions are also involved in: Provisions of benefits for members - Some employee benefits that can be availed through the provision of professional training, legal advice and representation for members in case of conflict with employers. Industrial actions - Trade unions may enforce a strike or a resistance to lockouts to further particular goals of the union. Political activities - Trade unions may also be active in endorsing certain legislations that would be beneficial to the union. For this, the union may pursue campaigns, lobby for a law or financially support a certain party or candidate who is running for public...more
Employee compensations play a big part in getting the right people for the job. An attractive compensation package attracts the right applicants to a vacant position and retains top quality employees. To define compensation, it refers to wages,...more
The Social Security RSDI (Retirement, Survivors and Disability Insurance) benefits are the largest federal benefits program that provides income-maintenance for those who are eligible. It was initially formed to cover benefits for those who are...more
United States Social Security is a social insurance program that is funded through payroll taxes called Federal Insurance Contributions Act (FICA). The main part of the program can be abbreviated as OASDI or Old Age, Survivor, and Disability...more
Chain accidents or multiple vehicle collisions refer to road accidents that involve many vehicles. Most of the time, this type of road accident occurs in high speed roads like freeways and highways which Los Angeles has an abundance of. Los Angeles...more
The Americans with Disability Act (ADA) was signed into law in the 1990s and was designed to protect people with disabilities from discrimination in the workplace.Here are some of the most frequently asked questions about ADA.What is ADA?The ADA or...more
Spinal cord injury cases are one of the most common lawsuits that arise as a result of accidents in Los Angeles. It can be caused by a number of accidents like a car accident on an LA freeway or a slip and fall accident from work.It is usually caused...more