In a sense, the entrance to SFGT is a window into the person who leads the company, Dudley Fitzpatrick, CEO. Open the big front door of the old town house on Walnut Street and the first thing you notice is three old stone steps. Couldn't they afford new steps? Then you see the second door. It's all glass and through it you see the modern reception room, the classic furniture, the attractive receptionist and the small oriental rug in the center of...more
Before investing your hard-earned cash into penny stocks, it is important to research the penny stocks you want to invest in before committing any cash.. You want to find profitable penny stocks. To do this, you'll need penny stock leads. Leads are just names of penny stocks that you are thinking of investing in. There are many ways to get penny stock leads. For example, searching the internet (blogs and forums), joining a penny stock mailing...more
Factoring is an efficient and reliable way of meeting capital needs of the business. It is beneficial when a business promises to have definite profits in future but faces capital deficit to get the project completed.Factoring Fundamentals: ( http://www.hjventures.com/factoring/factoring.html ) Principles that govern factoring are same as those governing bank loans, credit cards and other such lending methods. The basics of factoring are divided into two main practices. When a factor purchases an estimated value of the future account receivables it is known as non-recourse factor practice. In non-recourse factoring the factor bears the bad debt risk and the business owner is required to pay interest to the factor for the period specified in the factoring agreement. The second full-recourse factor practice involves the use of invoice as a security to make a loan. In recourse factoring the factor has recourse to business owner if the concerned customers do not pay. Recourse factoring is cheaper than non-recourse factoring. How does factoring work?The first step in the process is to fill the documents provided by the factor and when they get completed the factor provides the business...more
We have compiled a short list of some of the things you can do before investing into a program to make sure you get the most for your money:#1 - Search all HYIP forums for the name of the HYIP. Check for people spamming about the program, as this usually is a sign of a short lived scam. Look for people's opinions. Often those who have been...more
With the development of various technologies and with low start up costs it has become much easier today for Entrepreneurs to start a Home Based Business. It is estimated that in USA alone there are over 40 million Home Based Businesses. Home Based Businesses represent 63% of all Small Businesses. Furthermore over 75% of these businesses are...more
Running a business gets so demanding, that we often can'tsee the wood for the trees. We become preoccupied withensuring that everything in the business works the way itis supposed to. In other words, we spend most of our timeworking in the business.The problem with this operational focus is that it is easyto lose sight of what could be done in the business to makeit run better. The business will only prosper in the longterm if you devote a lot of attention to improving how thebusiness works and increasing its capacity.Spending a lot of time working on the business, makes itgrow in the long term. Business growth is sustainable andthings just keep on getting better. If necessary, get otherpeople to work in the business. Working on the businessshould be your top priority.Failure to work on the business causes it to becometrapped. It is almost like the business gets stuck in abox. The business is unable to dynamically take advantageof opportunities. And it fails to adjust to a rapidlychangin g environment. Eventually, the business startslosing its competitive edge. A one way downhill tripbecomes almost inevitable.Most businesses fail or under perform because businessowners spend too...more
Lying awake at night, you imagine how much money you could have if it wasn't for those enormous credit card payments. You could take a carefree vacation. You could fix up your house. You could BREATHE a lot easier. Debt free living seems like a dream...more
Personal loans have a very old history of use in the UK. Banks, even in the yesteryears, would similarly lend money to people for a certain term. The manner in which personal loans are offered may have undergone a vast change because of the...more
Investment Advisors (IAs) come in all different intellectual, professional, and alphabetical varieties. They range in educational qualifications from High School dropout to PhD, and can be professional Accountants, Insurance Salesmen, Stock Brokers,...more
When my wife was enquiring me about the progress of the homeowner loan that we were planning to take, my six year old said something that put me to deep thought. The subject was the constant refusals by a large number of loan providers because my...more
Home is where the debt is.Debt reduction is about spending less money so you can pay off your current debts while not accumulating more debt. Car payments, Christmas shopping, and credit cards enable the amassing of debt rather quickly. When bills...more
Heavy gauge thermoforming is as much a staple to the returnable plastic packaging industry as Chevy is to General Motors. It's always been there, not known for its cutting edge design but more because it is solid, durable, and dependable. ...more