With the advent of information technology and the Internet, work-from-home schemes had been a continuous trend for so many years now, and it seems to be getting better each day.So, here you are trying your way to get out of the traffic because you are bound to be late for work again. And when you get down to start your work, you will realize that it is time again to pack your things up and start heading for home. That is another traffic you have...more
Selecting a lender can be as tedious and detailed a process as preparing a business plan or loan proposal. Many business owners and potential business owners are so concerned about being approved on a business loan that they forget the importance in selecting a lender. If you already have a bank or credit union in which you have maintained a long-term relationship, it's logical to consider that particular financial institution when selecting a...more
What are *PIPS* ?Currencies are traded on a price/ point (pip) system. Each currency pair has its own pip value.When you see a FOREX price quote, you'll see something listed like this:EUR/USD 1.2210/13Explanation:a) If you want to BUY the EUR/USD ( meaning you BUY EUROS and SELL US$ ) you buy 100,000 EUROS and you SELL 122,130 US$, or in other words you receive 122,130 US$ for 100,000 EUROS.B) If you want to SELL the EUR/USD ( meaning you SELL EUROS and BUY US$ ) you buy 122,100 US$ and sell 100,000 EUROS, or in other words you receive 100,000 EUROS for 122,100 US$.The difference between the bid and the ask price is referred to as the spread. In the example above, the spread is 3 or 3 pips.Since the US dollar is the centerpiece of the FOREX market, it is normally considered the 'base' currency for quotes. In the "Majors", this includes USD/JPY, USD/CHF and USD/CAD. For these currencies and many others, quotes are expressed as a unit of $1 USD per the second currency quoted in the pair. For example a quote of USD/CHF 1.3000 means that fore one U.S. dollar you receive 1.30 Swiss Francs. or in other words, you receive 1.30 Swiss Franc for each 1 US$.When the U.S. dollar is the base...more
I do not draw a very large salary package, but have come up through a lot many grades. Apart from the other lessons that this ascent taught me, the most important lesson was that no matter what you earn, your expenses would always exceed them.The deficit was not hard to fill up. There were personal loans that forever bridged the gap.Personal loans...more
Surety Bonds are required for a reason, usually to protect public money. Many contractors and commercial businesses get frustrated by their bond requirements and will put the requirement to the side and put their full attention to what they feel needs it. Unfortunately for them, the obligee will feel quite differently about what is most important...more
Real estate investing may not be everyone's cup of tea, but some people who have already tried investing in real estate know that it can be highly profitable and lead to much better quality of life. There are several keys to making significant profits in real estate investing deals. And when the deals are profitable, you will certainly be well on your way to success.For real estate investing newbies, don't be afraid of the challenges and pitfalls you may encounter along the way. There is definitely a lot to learn, but in the long run after you have gained some experience, you'll hopefully become a master at closing profitable real estate deals.There are 5 core skills that are necessary for building a real estate investing business. These will be the key factors in creating a profitable real estate investment portfolio.These are the 5 core skills of real estate investing:1) You must learn when and where to find the right kind of sellers.2) You must learn the art of being a master negotiator when it comes to closing your real estate investment deals.3) You must be able to quickly and accurately analyze each real estate investment deal so you'll know exactly when to proceed and when...more
Upper Saddle River, NJ - January 4, 2006 - We all succumb to the annual ritual of making a bunch of resolutions about how we will change our lives with the start of the New Year: eat better and healthier foods, exercise more, reorganize our rather...more
Are you afraid of applying for a loan, just because you have a bad credit? No need to fear anymore. You need to understand the fact that you are not the only one whose credit status is bad. Bad credit personal loan can be a solution to your this...more
If you are a loan officer, you may be considering purchasing internet mortgage leads. But you may be leery of whom to buy them from and the type of lead you should buy.There are many internet mortgage lead companies out there, and they sell all kinds...more
When you listen to a customer (or co-worker, spouse, significant other), your brain is constantly making hundreds of assumptions. Each word, inflection, and tone of voice is interpreted, but not always as the speaker intended. Research shows that...more
By far, the most efficient way to obtain life insurance is through a term life insurance policy. Some financial advisors insist that their clients use whole life insurance rather than term life insurance. I am going to show you why they are wrong....more
5 Ways a Document Management Service Can Improve Your BusinessDocuments can be the bane of any businessman's existence. Documents are a fact of life in the business world. From advertisements to legal contracts to protocols, from business plans to...more