It is that time in life that we all look forward to. It is time to sit and relax and no longer have to worry about catching the bus or missing lunch just to beat the deadline. It is that point in our lives that the challenges of a planned working schedule is modified into a more relaxing pace, away from the hustle and bustle of the everyday struggle to work.It is the day of retirement.Basically, retirement systems refer to the methods or...more
Managing diversity isn't just a moral and legal obligation, it can present tangible business benefits as well.What is diversity?We in the UK are fortunate to live in a country which is rich in the diversity of its population. Nowadays, your work colleagues might be any age, male or female, from any ethnic, religious or cultural background, married, single or living with a partner of the opposite or same sex, able-bodied or not. This has many...more
One question almost every investor asks at some point is whether it is possible to achieve above market returns by selecting a diversified group of stocks according to some formula, rather than having to evaluate each stock from every angle. There are obvious advantages to such a formulaic approach. For the individual, the amount of time and effort spent caring for his investments would be reduced, leaving more time for him to spend on more enjoyable and fulfilling tasks. For the institution, large sums of money could be deployed without having to rely upon the investing acumen of a single talented stock picker. Many of the proposed systems also offer the advantage of matching the inflow of investable funds with investment opportunities. An investor who follows no formula, and evaluates each stock from every angle, may often find himself holding cash. Historically, this has been a problem for some excellent stock pickers. So, there are real advantages to favoring a formulaic approach to investing if such an approach would yield returns similar to the returns a complete stock by stock analysis would yield.Many investment writers have proposed at least one such formulaic approach...more
Putting together a resume is not an easy feat, and many job seekers are so relieved to be done with this arduous task that they can't wait to be done with it. Recall though, that your resume is a marketing tool and is the first impression an employer gets of you. A great resume will entice an employer to invite you in for a personal interview,...more
One of the greatest decisions and largest risks of a person or organizations life is starting a business. The next big decision? Whether or not to go franchise. A franchise business is one which is basically a duplicate of a previous business. The business owner rents the franchise logo and way of running the business. Examples of franchise...more
Working at home is something that appeals to many people. The benefits are great. The problem is that many people have the same idea, so finding a home business is sometimes difficult. There are plenty of opportunities, but if a person doe not know where to look they could miss out on the best ones or worse, not find one at all.Most home businesses take place in cyber space via the internet, so it is only natural that it be the place to look for home business opportunities. The internet is huge, so having some idea of where to look is a good idea. Running a search for home business opportunities will bring up a countless number of pages. This is probably the most time consuming way to search because the person has to visit each website and try to figure out if the opportunity is legitimate. There are also many duplicate listings that come up, so the person is wasting time by looking through the same sites again and again. Another, and perhaps better, option is to look at niche websites that are directed towards people looking to work at home. Once a person finds one of these sites they will usually find a nice listing of potential work at home business opportunities. They can also...more
Retirement doesn't mean the end of an active lifestyle. Quite the contrary, it opens up new opportunities for many new activities. Some retirees substitute voluntary community work for their former work. This gives definition or meaning to their...more
If you have heard fund managers talk about the way they invest, you know a great many employ a top down approach. First, they decide how much of their portfolio to allocate to stocks and how much to allocate to bonds. At this point, they may also...more
Did you ever think about becoming a Trading Assistant? Where you basically sell other people's products and receive a comission? Alot of companies know about eBay but don't have the time to learn. Or are just "old school" and don't care to learn.So...more
November 2004's publication of the Health and Safety Executive's new Management Standards for work-related stress has focused the minds of many organisations on this increasingly serious workplace hazard. But what are the differences between pressure...more
There is a delicate balance between the fee you need to charge for your products and services, and the fee that people are willing to pay for them. But with gasoline, heating, shipping, health care, and other costs rising, there comes a time when...more
With the end of 'a job for life', the ticking of the demographic 'time bomb', and the ever-increasing pace of new technology, employers are having to consider a wide range of new working patterns that take account of this rapidly changing work...more