According to the results of a study presented at the annual conference of the British Psychological Society in April 2005, more than one in eight people admit to being bullied at work, and ganging up against the boss - often a middle manager - is on the increase. But what are 'bullying behaviours', and how can you tell if you yourself are being bullied?According to the trade union AMICUS in their publication 'Bullying at work: How to tackle it',...more
Credit reports basically consist of credit scores that are based on a mathematical formula. The result of this formula applied to your financial situation is intended to "predict" how efficiently you will pay your bills. What does your credit effect? Well, pretty much all major purchases will be affected by your credit score, from a new car to a new home or computer. Poor credit scores can result in a difficult time purchasing these large...more
Term mortgage refers to a method that is used to secure the property for the payment of a debt. Generally mortgage is related with the loans secured on real property. In certain cases only land is mortgaged. With the help of mortgage, businesses can easily purchase commercial real estate without paying full value immediately. It is also beneficial for the individuals to buy residential property. In some countries it is used for home purchase only. It's very easy to buy a home on loan and mortgage companies are the best option, to take loan, instead of banks. Getting loan from a mortgage company is not an easy task because you've to consider so many points like your budget, requirements, and services of mortgage company. Firstly you've to check your priorities and facts while going to a mortgage company. Always try to purchase a house within your budget. You should determine the down payment and monthly payments that you can easily pay for coming years. So be practical at the time of mortgage. Try to find mortgage lenders/companies in your local area or the locality where you want to purchase real estate. If you're going to buy residential real estate try to find the place near...more
Whether you're looking for new agents or new clients, the key to finding them is effective prospecting. There are numerous ways to go about prospecting. Some of them are active methods, while others are passive. Active prospecting methods are things like Personal Observation, Public Speaking, Agent and Client Referrals, Networking, and Centers...more
I said, "No."What is it about "no" that you don't understand?Generations of salespeople have been told that when a prospect tells you "no" it's really a request for more information.You may have heard that the "sale" doesn't really begin until your prospect tells you "no."I say, "Baloney."Sometimes a "no" means "no."Try this on. When your...more
Planning for your retirement is obviously a good idea. The phrase "the earlier, the better" describes what your policy should be for handling your transition from a harried work life to your relaxed golden years. At best, take twenty four to eighteen months to prepare for this significant change in your life. * Cleaning Up - Try to pay off any outstanding debts or fiscal responsibilities before moving on, especially those that are hedged against your retirement plan. If you don't, you'll probably be paying them out of your pension/savings and that is an incredibly bad idea for a retired individual. * Doing the Paperwork - A year before you retire would be a good time for you to start doing the necessary paperwork for your retirement. Birth certificates, passports and other identity papers should help smooth your transition to a senior citizen. * Health Care - Always check with the employee benefits department six months to a year before retirement. Ask them how your health insurance will change once you're not a member of the company. Depending on the answer, you may have to look around for new or additional insurance for yourself. Also, take into consideration any continuing...more
It's time to remove every hurdle and pave the pathway to success. The XanGo compensation plan will provide everything you have ever dreamed. A full 50 percent of each bottle of XanGo Juice sold goes straight back to commission payments. No...more
Frequent flyer credit cards are considered to be the best of the reward type credit cards. Many credit cards offer rewards ranging from money back to free air travel, like frequent flyer credit cards. These cards let you earn free air miles for...more
Building a resilient workforce to manage pressure effectively'Resilience' is the new buzzword for the process of adapting well in the face of adversity, trauma, tragedy, threats or other 'stressors'. It's how we 'bounce back' from difficult...more
If you have employees, you must meet a payroll week after week. You must always have money to pay creditors - the man who sells you goods or materials, the dealer who furnishes fixtures and equipment, the landlord if you rent, the mortgage holder if...more
Medical transcription is one of those careers where you either hate it or love it. I have been a medical transcriptionist for a long time and still love what I do. I enjoy the continuous learning, take pride in my work and think it's absolutely...more
You Can Start a Restaurant Business - Here's HowThose looking to start a restaurant business need to be properly equipped with the right information. Everywhere you look; there is another magazine or a book that promises to help you along the way. ...more