There have been plenty of headlines lately about the outrage consumers are expressing over the proposed debit card usage fee that many banks announced. The new debit card fee would zap as much as $5 per month from your account if you used your debit card for purchases (not at the ATM). Florida credit unions have seen membership surge as customers leave big banks, reports the St. Petersburg Times.Consumers Revolt Against Banks Over New FeeNow, the...more
For seniors and those approaching retirement age, the questions as to whether or not Medicare will provide enough healthcare coverage or whether Medigap (Medicare supplemental insurance plans) becomes a major question. Its a question weighed heavily on by AARP, insurance professionals, and a range of senior services. However, when debating the issue, some points often get overlooked, such as what are the real advantages of Medicare Advantage...more
Pursuing ones dream job and ambitions in life involves many steps that range from planning, doing a job search, earning experience and taking on higher roles. However, there are no clear-cut steps or formula that one has to take or complete to be able to succeed in ones plans. Everything varies and its up to you to work hard on what you want to be able to get it. Career planning is a very important step in pursuing a career path that is both personally and professionally fulfilling. For most people, career planning starts with deciding what they want. This involves thinking about your passion, interests and goals and transforming them into real-life activities and steps. Then comes the mapping out of the different ways you can do to be able to get to your goals.Contrary to popular belief, getting different experiences in different fields and industries is professionally enhancing as compared to being an expert in a single field even when the position is already a senior level. This is because working in different fields helps you adapt to changes and learn new skills to be able to survive outside your comfort zone. Moreover, biting more that you can chew could be good thing...more
A company has historically given Christmas bonuses at the rate of 10-20% of salary in a good year. The CEO is concerned that employees may stay until their bonus is received, and then leave for another job. What are your plans for 2011 bonuses?Advice from a group of CEOs: First, what is your objective in granting bonuses? Which among the following...more
The last two years have been a revolution in the cell phone market. As the technology advances we are observing some applications we never thought were possible. As the usage of mobile phones and their demand goes on increasing from every sector, companies are launching newer and even cheaper sells around the world. Their target is anyone and...more
The dawn of the 21st century saw the actual usage of increase in cell phone based communication and now e have reached a stage where it has become the most important form of communication ever. Land lines have been long replaced and seem things that belonged to an altogether different era. Keeping up with these ever increasing demands of a growing market, companies have been launching new phones nearly every second day. An increase in competition has seen the company making phones cheaper, hence making it affordable for everyone. This on the other hand increases more customers and the scenario is that everyone from a hawker to the CEO of a multinational all are addicted or glued to their cell phones.Companies seeing this increase in the demand of companies have also launched what they may term as the ideal cell phone plans for you. These plans are the most lucrative you must have heard of and would also promise you loads of goodies at the most minimal pricing. When the bill arrives, there are services mentioned which you may or may not have used but you have to pay for such cell phone plans. So it becomes necessary to flow against the flow and do a bit of research on your usage...more
There are many different types of drug rehabilitation programs available in the United States, but most Americans are familiar only with the inpatient treatments portrayed in the news and on programs like Celebrity Rehab. These inpatient programs...more
A debt management plan is a common way of solving debt issues in the UK. An individual using this plan has a higher chance of recovering financially, however a debt management plan is not useful in all situations. One needs to analyze his or her...more
With all the advancement of Technologies and the arrival of World wide web phone service has helped individuals in making frequent long distance calls at less expensive long distance rates. This advancement in Technology has produced individuals make...more
If you want to build items for your backyard, there are a lot of sources that you may use to find plans for outdoor furniture. One crucial tip is to limit your options to those prepared by reputable sources and you should be able to come up with...more
We travel in order to experience lives and places different from our own, to escape the humdrum and discover the exotic. Even so, it is hard to escape our own preconceptions and find a truly new experience. That is why we are providing these tips....more
November 28, 2011 - If you or a loved one has been considering a change in your Medicare health care coverage, now is the time to start doing the research that is necessary to ensure that you get the coverage that best fits your individual needs. The...more