Unemployment has hit a record high in the UK and as the world's economies crawl their way back from the brink of recession it's no wonder that joblessness across the globe is growing. Sadly, even highly skilled workers are being turned away as a lack of vacancies and closing businesses mean jobs on any level become more and more scarce. If you are lucky enough to be in work the threat of unemployment might be a worry. Doing what you can to prevent unemployment and safeguard your family's financial well being is a step in the right direction when preparing for the unforeseen.
The first rule for unemployment is to make yourself as indispensable as possible to the department, team or business you work for. Being proactive, positive and happy to get involved with new projects and training courses are all ways of showing you are committed to your job. Now is the time to think outside of the box and make sure you are doing what you can to contribute. Don't be afraid to go to your boss or team leader with new ideas. Even if your ideas are rejected it shows you are a proactive member of the team.
Making yourself indispensable is one thing but workers should also do what they can to mould their career into a sustainable path. If you are looking to be promoted or offered a transfer into another department, employees should always do research into the long term prospects of their new role. The same applies to training options since it's better to train in skills that have a future rather than fashionable or popular areas that might just be a passing trend. Take control of your career and make sure you're moving in a direction that has long term employability.
Finally, it's always worthwhile to protect your family and loved ones against the risk of unemployment by taking out the right amount of cover or protection. If you are a home owner, have debts or other bills to pay you could benefit from income payment protection. Ensuring your repayments are covered and kept up to date, income payment protection makes sure you don't fall behind should you be made redundant or loss your job unexpectedly; this even applies to people who are self employed.