3 Things to Remember to Use Credit Wisely

For auto loans, it should be around 10% of your annual income

, as any higher will strangle your budget as it heightens the possibility of not being able to afford the monthly payment. If you're getting a brand new car keep the loan under 5 years, and for pre-owned, 3 years. Beware also of the property taxes on your house and car, and make sure you get the best deal for your auto insurance.

3 Things to Remember to Use Credit Wisely

By: David Stack

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