5 Easy Ways To Save Money At Work

Most of us are not in a position to mindlessly fritter away our money

, yet that is exactly what many of us do on a daily basis. Without realizing it, most of us waste a few pennies here, and a few dollars there each day and throughout the weeks and years. These pennies and dollars add up in the end. The old adage a penny saved is a penny earned is as true today as ever. It means simply that not spending money yields the same result as earning money. Its a concept that is simple yet profound.

One place where many of us spend more money than we need to is in the workplace. Below you will find a list of five (5) relatively painless ways to to help you tighten up your spending during the workweek. Remember, a penny saved is a penny earned.

1. Bring Your Own Beverages (BYOB). Did you know that buying just one coffee at Starbucks each day can add up to $20 or more each week, and more than $1000 per year? Buying soft drinks, water, and other beverages at work also adds up to a significant amount of money that could otherwise be saved if you brought your own drinks from home. For example, a bottled water at the vending machine might cost you $1.00 or more; on the other hand, you can buy a 24 pack of bottled water at the grocery store for maybe $4 or $5 on sale. Bring your own water from home; brew your own coffee or tea and bring it in a thermos to work. This will save you money.

2. Brown Bag Your Lunch. O.K. it doesnt have to be in an actual brown bag but any kind of lunch bag for packing up your lunch will work. Eating out for lunch each day is more expensive and probably less healthy than eating a lunch you brought from home.

3. Buy Clothes You Can Wash at Home. When you buy clothes for work, try to select items that dont need to be dry cleaned. Dry cleaning your clothes can get expensive on a regular basis. Buying clothes you can wash yourself at home will save you money.

4. Dont Shop When Youre Tired. After a long day of work you are probably tired and hungry. If you go shopping when you are not in alert and/or you are feeling those hunger pangs, there is a good chance you will buy something on impulse that you might not normally buy. Shop during your lunch break rather than after work.

5. Avoid the Vending Machines. Just like eating out every day can get expensive, so can buying those tempting items in the company vending machines. Items in the vending machines are usually much more expensive than if you buy it at a store and bring it to work with you. Do a little advance planning so you will have snacks and treats available when you need them. Buy in bulk what you need at the beginning of the week snacks, fruit, candy - so you have enough to bring to work with you throughout the week.

In conclusion, weve seen how to save money by doing making five simple changes to our workweek routine. Remember, a penny saved is a penny earned. Saving money is not hard, but it does take a little discipline and follow through. Implement these changes this week and see how much money you will save. You just might be surprised.

by: Jesse Whitehead

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