A-K Financial: Conventional Loans by Richard Balles

As a first-time homebuyer or a savvy move-up buyer

, our programs are designed to accommodate homebuyers with limited personal savings or who choose not to deplete their personal savings as well as those who have a less-than-perfect credit history.

You may be able to buy a home after all.

Richard Balles at A-K Financial offers a variety of options to meet your needs and preferences.

Best for people who:

Don't want to wait to accumulate a large down payment.

Don't want to deplete personal savings, cash in investments, or use home sale proceeds to fund a down payment.

Have past credit problems and little or no cash for a down payment.

With one of A-K Financial's home financing programs specially designed by Richard Balles, the wait for your new home is over.

Richard Balles or any of A-K Financial's Loan Officer can help you decide between a fixed rate mortgage and an ARM, with or without points, or can counsel you regarding the variety of special financing programs we offer. Contact us today to find the program that best fits your needs!

In conjunction with our Richard Balles at A-K Real Estate offers a step-by-step outline of the home-buying process, which includes obtaining financing for the home of your dreams. We also offer some financing tips to help you along in the process.

Our experienced loan consultants can give you a no-cost, no-obligation home financing analysis. Contact Richard Balles or our Customer Service today at 1-240-720-7313 to schedule your mortgage "check up."

All first mortgage products are provided by A-K Financial, LLC. A-K Financial is an affiliate of A-K Real Estate. Please speak to your real estate agent for more information on this affiliation.

Refinancing makes sense only if the new rate is at least 1% or is lower than the rate on your current mortgage. The loan officers at A-K Real Estate can help you decide if refinancing is right for you. Contact us today to find out more!... (For your protection, we remind you that this is an unsecured email service that is not intended for sending confidential or sensitive information. Please do not include your social security number, account number, or any other personal or financial information in the content of the email).

A-K Financial: Conventional Loans by Richard Balles

By: Alice Barber

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