A Perfect Examination For Security Breach Checking Pci Self Assessment

For PCI self assessment purposes, those businesses having over 6 million transactions

or previous incidents of security breaches will be required to have an annual on-site assessment of their being PCI compliant, which is done by a Qualified Security Assessor (QSA). The PCI Self Assessment Questionnaire (PCI SAQ) is created to be a validation tool for merchants and service providers to demonstrate their compliance with the PCI DSS. For many years the PCI compliance industry had adopted an approach to the PCI Self Assessment Questionnaire.

There are a number of requirements to the PCI DSS and you may need some assistance in reaching compliance and in completing the PCI SAQ. The PCI self assessment technology enables industries coping up with the compliance level quickly and completing the annual PCI Self Assessment Questionnaire.

PCI self assessment and being PCI compliant, can be further improved by employing a few general tips, strategies, and practices, which are: not storing any data which is not required, keeping some information for either legal or record-keeping purposes, approaching the process methodically and consistently, thereby easing the inherent burden, and calculating the probability of burden, its complexity, whether it is resource intensive or not.

Being PCI compliant is necessary and required for long term success in the modern business world, and a structured PCI self assessment is a great way to get started.

Merchants who handle a lesser volume of transactions may qualify to use the PCI Self-Assessment Questionnaire for validation. The questionnaire is like a checklist of requirements listed by the PCI DSS. In order to complete the questionnaire, there are 12 requirements to be gone through and should be answered either Yes or N/A. A negative answer to any of the requirements will result in the industry becoming non-compliant. In order to become PCI compliant, all the 12 requirements have got to be achieved.

Another part of the PCI self-assessment validation process is the PCI Scan Compliancy. Level 2, 3 and 4 merchants ought to have a network scan by an ASV (Approved Scanning Vendor). This scan can identify areas of defenselessness, if any. These security threats should match up with any negative answer on the PCI self-assessment questionnaire. The ASV then provides recommendations for how to resolve any security threats in order to complete the questionnaire. The completed questionnaire and successful PCI scan report from the ASV is then sent to the acquiring bank for validation. Additional documentation may also be requested and required.

by: ashee

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