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Accident No Win No Fee

A potential shopper known as me in panic mode -- his car had simply been destroyed by another driver's automobile, driven at excessive speed

. The new client's wife and two young children have been within the car at the time. Everyone was at the hospital emergency room. An insurance adjuster for the opposite driver's insurance firm called him for a statement. "What should I say?" He was beside himself. He mentioned he feared the adjuster would entice him or twist his words. He was mad as heck on the other driver, and afraid for his family's effectively-being.

I attempted some soothing words, after which advised him, "Refuse to provide an announcement to the insurance coverage adjuster! You haven't any obligation to talk to an adjuster. When he shows up, take command of the situation, and tell him you refuse to present a statement. You're under no obligation to talk to him. And be sure you don't give him any details about the accidents sustained by you or your family members. Don't be cajoled by the adjuster. He ought to leave you alone after you refuse. If he doesn't depart you alone then report his unethical conduct to the Florida Division of Monetary Services."

He was instantly calmed, and spoke to me in a degree tone. "You mean it's that simple?"

I defined to him that Florida has no requirement for an injured individual to provide a statement to a 3rd occasion insurance coverage carrier whose insured have been negligent and responsible for damages in a automobile crash.


This isn't to be confused along with your OWN coverage provision that requires you to present an announcement to YOUR insurance coverage adjuster while you make a declare towards YOUR OWN POLICY for advantages (Personal Harm Safety or Uninsured/Underinsured Motorist protection). You are positively required by the phrases of your policy to give a statement when claiming benefits from your insurance. Failure to reside as much as your contractual obligation will end in your organization denying coverage for cause.

by: accident man
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