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A car rental is a major part of vacation planning

. It is an essential part of many business and vacation trips. If you never had to rent a car before, here is all you need to know.

In order to rent a car, you must have a valid driver's license. This is to protect the rental car company against liability. The photo identification helps establish the company is renting the car to the correct person and that person will be liable for any damage, rather than the car company.

In addition, you must have a valid credit card. Again, this protects the credit card company, who will simply bill your credit card if you fail to return the car when promised or if you damaged it in some way. If the company does not have a credit card number on file for you, they have little chance of getting their money.

In many cases, car rental companies will refuse to loan their vehicles to anyone under the age of 25 years old. This is because research by insurance companies shows drivers under 25 cause the most accidents. However, if you have a decent driving record and present yourself as a responsible person, it is possible to get a car rental. For example, my sister was able to get a rental car when she had a job interview out of state.

All car rental companies insist on insurance coverage. Quite often the rental company's rates may be higher than your regular insurance provider. This is because the company loans millions of cars to people whom they do not know. That is taking a huge risk. You may be able to get your rental car covered under your regular insurance, but you must show proof of insurance when you pick up the car.

Don't make the mistake of thinking you can get off scot-free if you damage a rental car covered only by the rental car company's basic insurance. The company keeps careful records of its transactions. If you damage one of their cars, sooner or later, you will be billed for the damage - and possibly even legal fees if you tried to deny the claim. It's not worth it: own up to any damage you may have caused.

Those are the basics every first-time car renter needs to know. You can book your rental car on line. This is a very convenient method because you can compare the rates of several companies within minutes in the comfort of your own home. You will want to compare rates, extra amenities, reservation requirements and the location of the rental facility. Some rental companies offer emergency road service and shuttle service.

Renting a car is a fairly easy process as long as you are prepared. Just be sure you keep careful records and drive safely.

by: Leroy Calstard.

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