Auto Insurance Quotes With No Personal Information
Auto Insurance Quotes With No Personal Information
Many companies and auto insurance providers realize that when searching for a product or service people are often uncomfortable handing over info that is personal or sensitive, particularly when this is done over the phone or the internet. Because of this many providers have created ways to obtain auto insurance quotes without personal information and still receive comparable results. When utilizing such services a vehicle owner will still have to relay some basic data about themselves, such as the make and model of the vehicle being insured and the owners address, yet one will not have to give either a driver's license or social security number to shop for rates.
More Accurate Car Insurance Quotes Without Personal Information
In order to ensure that a potential client receives an accurate quote there are additional details that an insurer may investigate. A primary detail that may be examined is a potential client's driving record. This is done because such information plays a large part in the rates that a person receives and determines the motorist's risk factor. A person who has many traffic violation and has been involved in several accidents within the past three years may end up receiving higher rates because companies might interpret this motorist as being an individual who is at an elevated risk of being involved in future incidents. This information, however, could prove to be very helpful for a motorist with a clean driving record for the same reasons.
Potential customers should know that it is also not uncommon for a company to ask for one's credit rating when attempting to complete a search. This is because in some states it is acceptable to use what is called "credit scoring" in order to determine a person's insurance rates. This means that providing incorrect information when attempting to complete an online quote comparison could potentially alter the results that are given. If a person is unsure of one's credit rating, they may wish to investigate the Federal Trade Commission in order to get a better understanding of credit reports in general, as well as credit ratings.
