Auto Insurance Solutions-combining Home And Auto Insurance
Are you wondering how you can save up a little extra cash this year
? Few people associate insurance with saving. The truth is that if you search for an affordable insurance policy, you could save and put that money to better use. It never hurts to re-examine your health, life, home and auto insurance policy every two years to check if you"re getting your money"s worth.Organizations like the Good Sam"s club and especially the AARP are always trying to come up with new ways to help you save. So if you"re 50 or older, the AARP wants to help you put every penny to good use. It"s not hard to find cheap insurance but will the quality of service be just as cheap? You can never tell. Getting quality service with your claims at an affordable price is not easy. How can you find affordable auto insurance or affordable home insurance? One solution that is described below is joining an organization that gives you a group rate at a lower cost for the same coverage. We will specifically discuss getting a decent home and auto insurance quote and how in one small move you can slash both their costs.
Home Insurance: The AARP Home insurance program from The Hartford has a lot of options to choose from. You can get coverage for your dwelling, personal property, liability, medical payments and even compensate for loss of use when you cannot live in your home. It can even cover condo insurance or renters insurance at different rates. Doing a little research into discounts for retired people who spend most of their time at home might give you a better rate than you ever expected.
Auto Insurance: Auto Insurance can be just as complicated as home insurance, especially if you own a collection of classic cars or an RV for that matter. Insuring multiple cars usually cuts the overall cost significantly. Classic cars should be insured under special insurance which AARP also happens to provide. RV insurance is also a separate branch of insurance.
Combining Home and Auto Insurance: There are a million ways to save on aarp instant auto and home insurance quotes individually. But many insurance companies, including the AARP will allow you to "bundle and save"""that means you can combine your home and auto insurance policy and get a terrific deal on both. To give a specific example, if you get an auto and home insurance quotes from the AARP, you would get a discount of up to 15% on home-owners insurance rates and a discount of 10% on auto insurance coverage. It is a tempting offer and seniors who live on a limited income can really profit!
When the budget is tight, "making do" isn"t the only action you should take. It"s essential to find creative ways to cut insurance costs. When you have spent all your life working and saving up, it"s time to splurge a little and spoil yourself with the money you saved by combining home and auto insurance.
by: Bethany Collins