Other times, they ask the victim to pay a fee for services or information offered free elsewhere
. For example, most Americans are familiar with those "free credit report dot com" commercials on television. What a lot of people do not know is that the Federal Trade Commission has received numerous complaints from consumers who were charged unauthorized fees or have been enrolled in programs they did not want after signing up with this company. The fact is, Americans are entitled to a free credit report without having to get involved with a company whose reputability is questionable. More information is located at AnnualCreditReport.com, which, according to the FTC, is the only authorized source under federal law to get your free annual credit report.