Be A Frugal College Student

College freshman, whether at a traditional university or online college

, should go into their first year with a keen eye on their wallet. There are enough costs involved in securing higher learning, so do your best to keep the rest of your money where it belongs; in your pocket. Here are a few suggestions:

Pool resources with your roommate. Once you know with whom you will be sharing a room, call to introduce yourself and discuss what you both will be bringing to the dorm. If, for example, your roommate has plenty of furnishings, you can provide a printer or other items he or she does not have, and you'll both save some moving in money.

Go textbook shopping online. While the campus bookstore might be a great place to check out now and then, it's likely not going to offer the best prices on books. Websites for used books are plentiful, some even offer free shipping. Don't forget to go back to the internet when the quarter is over and sell your books, too.

Choose the bank you'll be using during college wisely. There are many hidden costs in having a savings or checking account, but they can be avoided in many cases. Find out if there is a limit to how many ATM transactions you can make in a month, or if there's a penalty for letting your balance get under a certain limit. If so, move along and find a bank that is better suited for a college student's needs.

Avoid the credit card trap. You've likely heard all about the many ways that credit card companies make money off of their customer's mistakes. Don't let yourself be the kind of person who gets too close to the due date (and an over limit fee!) before mailing your payment. Either open your mail promptly and get your check in the mail, or sign up to get your statements via email and make your payments online.

In addition to the above tips, student discounts are available at many movie theaters and restaurants (especially near campuses). You've worked hard to get to this point, do don't be afraid to ask for a break now and then.

by: Ben Williams

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