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Best ways to save on auto insurance and get discounts
Best ways to save on auto insurance and get discounts
Here are the best ways to save on auto insurance and get discounts
A) Shop, quote, shop, quote
Always remember that car insurance companies may offer you a great rate for your first year. They assume you would not change providers and stick with them, so they jack up their rates on the following years. If after the first year of insuring with them you find the rates not appealing anymore, be sure to search for better quotes from other car insurance companies to get the most competitive quote before re-contracting for another year with your current auto insurance company.
B) Go for Insurance companies with several policy types.
You probably have an existing company for your health insurance or some other type of insurance. If this is the case, approach your existing insurance company and check if they offer car or auto insurance coverage. The reason to do this is because you will stand a better chance of getting a good discount, since you already have a long relationship with the current provider.
C) Whether you are a high risk driver or low risk driver, you prospective auto insurance company will come back to you with quotes. Whatever quote they throw you, be sure to bargain. Car insurance companies always keep a profit margin for themselves and hence there is always room for barganing. If you try to bargain the price down with a car insurance agent, most of the time they will oblige. However, to ensure you are not wasting their time, be sure that you have confirmed the plan you want to purchase rather than going in circles.