When analyzing the benefits of payday advances, convenience is undoubtedly one the biggest benefits. Rather than having to put off a payment or struggle through an emergency situation you can obtain a payday advance to carry you through. Now as more people are getting involved online payday loan companies are making themselves available. Although Internet transactions carry some risk, there are many cash advance sites that are highly secure. You're working with respected lenders to ensure you get what you need. When you've encountered a money emergency, you don't want to add to your worries by choosing a less-than-ideal website. Most payday loan companies have similar requirements to receive a loan. First, you have to be a United States citizen who's at least 18 years old and has an active checking account. Generally a company needs proof of employment or regular income that totals at least $1,000 monthly. Unfortunately, active military members are excluded. In addition to general requirements, there may be a few rules that are unique to a company. One popular feature is that personal credit history is usually not a factor. Issues like bankruptcy won't affect your candidacy. An important distinction among loan sites is that some manage the loans themselves and others are third-party sites that connect you with a lender. The odds of securing a loan may increase with competitive options from lenders. When your eligibility is determined, the rest of the loan process is just as hassle-free. It's vital to pick a good site to work with. Then all you have to do is complete the personal information form. A representative for the loan company also needs to contact you to ensure your information is correct and that you understand the process. Unless you're required to send in other information this is the last step before you're approved. Once approved your money will be transferred into your account. A lot of people are enticed by the streamlined online cash advanced system. On the Internet the loan process requires very little effort. For your emergency money needs, you can depend on online payday advances.