. The first thing we keep wondering about is how to get a credit card with no credit. Still, getting a credit card is not the end of your mission. It is an everyday utility tool and you will have to keep that in mind too. We use credit cards everyday for buying things, paying bills, online transactions, balance transfers and many other things.
If in this case the credit card has a high fee for everything, you are going to face a huge loss and one day you will start to look for the best balance transfer credit cards. By that time you will already have lost a good amount of money and also be tied under a contract that you will not be able to break out at any time according to your necessity. So you should better search for them before getting into any deal and look for the best balance transfer credit cards. After you learn how to get a credit card with no credit, you should try choosing the offers.
Tips for Credit Card Balance Transfer
The first thing to follow before switching to a card is knowing how long the 0% balance transfer rate introductory offer will remain. Because in most cases the rates of the balance transfer of your card becomes expensive after a limited period of time and start to take a fee for every balance transfer or transaction. Therefore you should look for it at the earliest of using the card and keep the date of expiration of the offer in mind.
Otherwise you may lose some money without even knowing. In most of the cases such offers remain up to 21-24 months of using the card. Your search for the best balance transfer credit cards can be deceived by the ads that offer 0% rate on balance transfer but have other unnecessary or unusual fees added with them. So check the offers with details covering the purchases, cash withdrawals before availing any of them.
What if you have No Credit Record?
Actually this is the oldest question of all such questions. Anyone trying to get a credit card faces these questions. The ones who are not interested in debts or loans get have to face this problem. In the end they end up searching how to get a credit card with no credit. The solution is apparently easy. Google it. You will get thousands of ads saying how much eager they are to give you credit cards even if you have no credit history. Sometimes the offers are hard to believe and it is better not to believe them.
Check for some trusted websites which have good offers though you will find that these offers are not as attractive as the offers given by those unbelievable and not so trustable ads. And this time also, do not forget to look the details of the offer as most of the companies offering credit card with no credit are giving some limitations or taking premium fees for using their card.