College Students May Benefit From Mature New Years Resolutions

The new year means a fresh start for many students who are either attending college or making plans to pursue a higher education

. While people all over the world are making resolutions for 2011, perhaps no other group of individuals should commit to their goals more than college students, who are devoting time and money to ensure a better future.

USA Today recently published a list of 10 resolutions that college students should consider in 2011. The media outlet suggested that scholars invest in a good suit, which may come in handy during the interviewing process whether its for graduate school or a job. Image can be as important as a candidate's resume during the job hunt, because most employers want to know that they are hiring a professional who is responsible and organized.

In the same vein, USA Today recommended that students at colleges and universities establish a workout routine. A sedentary lifestyle may fly on campus, but in the fast-paced working world, an active lifestyle is more conducive to meeting important goals, whether it's meeting deadline at work or running errands.

The news source suggested that individuals formulate a five-year plan, which can include career aspirations and fun activities, such as traveling to a different country. Crafting an outline of achievable goals may help students remain focused on their school work and motivate them to save enough money to accomplish their objectives.

For many students, financial responsibility will be a primary resolution in 2011. Whether it's paying for college tuition, making rent or saving for graduate school, a shrewd financial plan is essential to a successful year. However a poll conducted by Sallie Mae, an education finance company, reveals that only 25 percent of Americans plan to make New Year's resolutions that deal with money. More than 50 percent of those surveyed plan to make resolutions related to exercise and health.

Sallie Mae has released a series of suggestions for parents and students who wish to save money on college tuition in 2011. Individuals should pursue financial aid, which entails filling out the Free Application for Federal Student Aid (FAFSA) and researching different scholarships that are available. The company recommends that families do not borrow more money than they can afford to pay following graduation. The rule of thumb is to make sure the monthly loan payments stay under 20 percent of one's monthly gross salary.

There's money to be saved during tax season as well. Credits and deductions are available to students and their families who are paying for college credits. Other new tax deduction regulations such as home refinancing points or credits for energy-efficient windows offer opportunities for individuals to save money on their returns, which can help defray education costs.

by: Guy Montag

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