Credit Cards Let Us Find You The Right Credit Card
Remember when finding a credit card was easy? You couldnt open your mailbox without
being greeted by an avalanche of letters from credit card companies with great lines like Zero Percent APR for 12 months! and No-Fee for Balance Transfers! Of course, the credit market has changed since then and those companies arent exactly beating down your door anymore. Luckily, we here at CreditNowUSA can help.
At CreditNowUSA, we compare the top rated credit cards for you and allow you to choose the one that is right for your needs. All the features of each card will be in plain sight so that you can focus on the features that are most important to you in making a choice. We are here to answer your questions and help you to make the best choice possible. Best of all, the service is free.
When choosing a credit card, there are a few basic features to look at and compare. The first is annual percentage rate (APR). This is the interest rate you will pay on any balance you carry past the grace period, and it can vary from a 0% introductory rate up to the usury limit in the state in which the credit card company is based. Another feature to consider is the rewards program that some cards offer. Some cards might offer no reward at all, while others offer airline miles, free gasoline, or even cold hard cash.
A couple of features to be wary of with credit cards are fees and grace periods. Some cards have annual fees, balance transfer fees and other assorted fees, while some cards have almost no fees at all. Also some cards offer a 30 day grace period, some offer different grace periods and some offer no grace period at all before interest is charged.
To find the best credit card for you these days, you need to carefully compare all of the features. The easiest way to compare the key features of the top credit cards is to visit CreditNowUSA.com.
According to the National Foundation for Credit Counseling, in the 2009 Financial Literacy Survey, it was reported that within a twelve month period, 15 percent of Americans, which is equivalent to 34 million people, were late making their credit card payments. And another 8 percent or 18 million American consumers missed making their credit card payments altogether.
As we all know, late payment fees have a tendency to put you even further behind on your bills. If you are having a hard time paying your bills and paying them on time, it not only increases the amount of money you owe creditors, but it also increases the amount of stress you are under.
At CreditNowUSA.com we have a program known as credit aid, which can help you stay on top of your bills. With todays fast paced busy lifestyles it can often seem like a difficult challenge to find and obtain the credit aid you need.
This is why it is of utmost importance to hire finance professionals. CreditNowUSA has many qualified professionals that can assist you with managing your credit card debt. Our credit aid programs are designed to do just that!
Credit aid programs help you the consumer, gain a better understanding of how to manage your debts, how to secure different types of loans, and how you can raise your credit score.
As you know credit scores are important because they affect your ability to obtain a wide variety of loans, from home loans, to car loans, to business loans. If youre credit score is low, you might not be approved for a loan, or the loan you do qualify for may have such strict guidelines and a high interest rate that you wont be able to live the comfortable life you deserve.
by: Money Lender
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